Circle · 1 week ago
Principal Product Manager
Circle is a financial technology company focused on the emerging internet of money, providing innovative payment solutions and infrastructure. As a Principal Product Manager, you will lead the strategy and execution of the risk platform, collaborating with various stakeholders to ensure compliance and operational efficiency in both crypto and traditional finance.
BankingBlockchainCryptocurrencyFinancial Services
Responsibilities
Design and scale a modular, extensible risk platform that supports crypto- and traditional financial rails, as well as risk-related use cases across onboarding, account linking, and other customer lifecycle events — with a focus on building a user-friendly rules engine and intuitive tooling for risk operators
Define and implement observability strategies to ensure risk platform integrity, including monitoring performance, validating critical flows, and surfacing key risk indicators to inform prioritization and executive decision-making
Evolve Circle’s travel rule platform to ensure jurisdictional coverage, interoperability, and seamless integration with internal systems and partner networks
Leverage AI/ML to automate risk decisioning and operational processes; lead feature/context engineering, model development, evaluation/monitoring frameworks
Maintain clear, comprehensive documentation of platform design, functionality, and dependencies to ensure internal transparency and audit readiness
Translate regulatory requirements and business needs into clear product requirements, insights, and user stories for engineering execution
Represent the risk platform in senior leadership and regulatory forums, aligning cross-functional strategy and demonstrating how Circle’s infrastructure meets evolving compliance obligations at scale
Qualification
Required
10+ years of product management experience building risk, compliance, or trust & safety platforms in fintech, crypto, or financial services
Deep expertise in fraud, AML, sanctions screening, and onboarding compliance (e.g., KYC/KYB), with hands-on experience crafting risk rules based on real-world typologies
Track record of translating regulatory requirements into scalable, policy-driven platform capabilities that support both real-time and asynchronous risk decisioning across crypto and fiat rails
Experience leading modular platform design, including refactoring monolithic services into scalable, service-oriented architectures
Skilled in collaborating with engineering, data science, and operations teams to ship complex infrastructure products; able to influence senior stakeholders and drive alignment across functions
Highly analytical and data-driven, with experience applying ML, risk signals, and scoring models to improve detection, decisioning, and operational efficiency
Strong technical fluency, including working knowledge of APIs, event-driven architectures like SNS/SQS or equivalent, SQL, GitHub or equivalent
Preferred
Background in RegTech, banking, or scaled fintech, with direct exposure to complex regulatory environments
Expertise in blockchain technologies and crypto compliance, including chain types, on-chain travel rule requirements, blockchain monitoring, and evolving crypto regulations
Experience with rapid prototyping using AI tools to accelerate product exploration, workflow automation, or internal tooling development
Company
Circle
Circle helps businesses and developers utilize stablecoins for payments and online commerce.
H1B Sponsorship
Circle has a track record of offering H1B sponsorships. Please note that this does not
guarantee sponsorship for this specific role. Below presents additional info for your
reference. (Data Powered by US Department of Labor)
Distribution of Different Job Fields Receiving Sponsorship
Represents job field similar to this job
Trends of Total Sponsorships
2025 (32)
2024 (41)
2023 (43)
2022 (25)
2021 (4)
2020 (2)
Funding
Current Stage
Public CompanyTotal Funding
$2.44BKey Investors
ARK Investment ManagementCoinbaseAlameda Research
2025-11-19Post Ipo Secondary· $17.7M
2025-08-14Post Ipo Secondary· $1.04B
2025-08-14Post Ipo Equity· $260M
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