PayPal · 1 month ago
Manager, Structured Finance Portfolio Management
New York City, New York, United States of America
Full-time
Hybrid
Mid, Senior Level
$112K/yr - $192K/yr
5+ years expPayPal is a global leader in digital payments, transforming commerce for over 25 years. The Manager of Structured Finance Portfolio Management will oversee the off-balance sheet credit portfolio, managing relationships with investors and banks while integrating data and analytics to report on profitability and performance trends.
E-Commerce PlatformsFinTechMobile PaymentsTransaction Processing
Responsibilities
Develop and articulate clear plans to optimize the credit portfolio and meet team performance
Perform more-complex financial objectives highly specialized domain knowledge and advanced business expertise
Lead some lending activities that align with it's financial objectives and may coordinate activities of others
Design credit portfolios for long-term financial success understanding of business needs and industry trends
Determine methods and procedures on new assignments that may impact activities of others
Partner with Capital Markets to lead internally-facing activities related to new issuances, extensions and upsizes; coordinate due-diligence streams, first-/second-line approvals, documentation, and key governance activities
Own weekly/monthly performance reporting, trigger monitoring and incident resolution to preserve balance-sheet resilience
Monitor primary/secondary markets, agency reports, and sell-side color to value portfolios and advise on pricing, structure, and investor appetite
Design frameworks that ensure the future scalability of the capital markets platform by automating low-leverage tasks, retiring legacy pain points, and driving operational control standards
Support the portfolio strategy for PayPal’s on-balance sheet credit assets: use unit economics, asset yields and customer lifetime value calculations to perform portfolio valuation analysis and strategy
Qualification
Required
5+ years relevant experience and a Bachelor's degree OR Any equivalent combination of education and experience
Preferred
Experience in asset-backed finance/ABS, or working knowledge in an adjacent structured finance domain (e.g. private credit, infrastructure, DCM). Corporate strategy experience may also be suitable
Comfort translating financial analysis into narrative for consumption by senior management
Ability to interpret and sensitize financial models
Ability to interpret transaction legal docs
Track record managing post-execution credit portfolios, operational risk, and regulatory engagements within a banking, asset manager, corporate treasury or fintech environment
Advanced Excel (VBA, Python or SQL a plus)
Strong stakeholder-management skills spanning investors, banks, and internal stakeholders
High self-direction and bias for process improvement; commitment to responsible AI adoption and continuous learning
Some experience of US GAAP and/or IFRS three-statement analysis
Benefits
Flexible work environment
Employee shares options
Health and life insurance
Company
PayPal
PayPal is a financial service company that provides online payment solutions to its users worldwide.
10001+ employees
H1B Sponsorship
PayPal has a track record of offering H1B sponsorships. Please note that this does not
guarantee sponsorship for this specific role. Below presents additional info for your
reference. (Data Powered by US Department of Labor)
Distribution of Different Job Fields Receiving Sponsorship
Represents job field similar to this job
Trends of Total Sponsorships
2025 (1144)
2024 (917)
2023 (775)
2022 (921)
2021 (1051)
2020 (1049)
Funding
Current Stage
Public CompanyTotal Funding
$12.17BKey Investors
Kohlberg Kravis RobertsBlueRun Ventures
2025-11-17Post Ipo Debt· $6.95B
2023-06-07Post Ipo Debt· $5B
2015-07-20IPO
Leadership Team
Simon Bladon
PayPal UK CEO
chaloem khompitoon
President & CEO
Recent News
2026-01-17
Small Business Trends
2026-01-16
2026-01-16
Company data provided by crunchbase