United Federal Credit Union · 1 month ago
Mortgage Advisor
Asheville, NC
Full-time
Onsite
Mid Level
3+ years expUnited Federal Credit Union is seeking a Mortgage Advisor to provide quality real estate lending expertise and financial counseling to Credit Union members. The role involves managing mortgage applications, developing relationships within the real estate community, and supporting branch personnel with real estate programs.
BankingFinancial ServicesNon ProfitPersonal Finance
Responsibilities
Provide financial counseling through interviewing, pre-qualifying, and the mortgage loan application process. Time: 50%
Monitor and manage sales pipeline consisting of mortgage applications taken but not yet closed; follow-up with mortgage operations personnel as necessary to obtain loan status and outstanding conditions; assist with clearing of underwriting conditions as necessary; re-structure loan terms and programs as necessary; monitor interest rate lock periods to ensure that locked rates are not allowed to expire; verify closing figures with operations personnel prior to loan closing. Time: 20%
Develop and maintain relationships with the real estate/builder community to promote real estate loan programs. Represent the Credit Union at community real estate functions. Give educational presentations within the community. Time: 20%
Work with branch lending personnel regarding real estate programs. Provide educational support to branches and members. Time: 10%
Qualification
Required
High school diploma or equivalent
Three years real estate lending experience desired
NMLS registration required upon hire
Thorough business knowledge of the real estate lending industry
Demonstrated secondary market skills and knowledge
Excellent communication skills
Knowledge of real estate laws, regulations, policies, and compliance
Ability to develop or improve loan products
Ability to develop strategy for seminars, presentations, and trade shows
Strong mathematical skills and ability to perform complex financial calculations with a financial calculator
Strong proficiency with sales systems, including CRM, Origination Software, and other common Microsoft office applications
Ability to analyze and evaluate information
Ability to use good judgment and make sound decisions quickly
Ability to work and reason under pressure
Ability to prioritize in a multi-task environment
Ability to maintain a positive attitude and professional image
Ability to interpret lending guidelines and regulations
Demonstrated understanding of guidelines necessary to generate real estate loans
Preferred
Specific knowledge or ability with Ellie Mae Encompass origination software
Company
United Federal Credit Union
United Federal Credit Union offers a range of personal and business banking products for its members and communities.
501-1000 employees
Funding
Current Stage
Late StageLeadership Team
Terry O'Rourke
President/CEO
Cynthia Brown. SHRM-SCP
Senior HR Business Partner
Recent News
Arkansas Business — Business News, Real Estate, Law, Construction
2025-09-16
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