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Hancock Whitney · 1 month ago

Loan Documentation Specialist 2

Hancock Whitney Plaza - Gulfport, MS

Full-time

Onsite

Mid Level

3+ years exp

Hancock Whitney is a financial institution seeking a Loan Documentation Specialist 2 to prepare loan documentation for complex consumer or commercial loans. The role involves analyzing loan requests, ensuring compliance with regulations, and coordinating with various stakeholders to facilitate loan closings.

BankingFinancial Services

Responsibilities

Analyzes requests for loans of the highest complexity and prepares documentation in compliance with bank policy, federal, and state regulations

Coordinates best practice guidelines with current knowledge of multiple state and federal lending laws and regulations, and bank policy

Reviews application/approval for completeness, accuracy, and proper approval

Can produce documentation for all types of loans, ranging from simple consumer, to real estate secured, but specializes in and is responsible for loans of the highest complexity

When applicable, uploads information from Salespro to Laser Pro and reviews for correctness/completeness

Ensures all required documentation is prepared/obtained to properly perfect the bank’s lien and that all documentation requirements are met, to include titles, UCC’s, mortgages, deeds, and title commitments

Coordinates with outside vendors, attorney, etc. as necessary to obtain documentation

Reviews real estate title work to identify existing exceptions; coordinates with attorney, banker, and customer to achieve resolution

Communicates to banker any issues affecting loan closing; identifies any legal, documentation, or policy deficiencies and assists in correction of issues impacting closing

Requires little to no supervision

Monitors own work to ensure quality

Ensures loan packages are produced timely, accurately, and within accepted service levels

Places high degree of emphasis on providing outstanding customer service; accepts nothing less

Identifies 'critical' exceptions in closed package; assists in resolution, as applicable

Mentors Documentation Analysts 1 & 2

Responsible for formal and informal training and cross training of department associates

Tests disaster recovery capabilities

Reviews and documents current Lending Services processes and procedures

Develops training materials and procedure communications in conjunction with Manager

Facilitates communication between business units

Initiates imaging process by setting requirements for loans in Info-Access

Utilizes intranet-based DAC Tracking tool to track productivity and workflow; reviews daily reports to self-manage work in progress

Fills in for Supervisor during absences or in the distribution of work

Serves as backup for team during absences, meeting deadlines, or completing assignments

Performs secondary loan review for others

Conducts unit meetings

Qualification

Loan documentation knowledgeBanking regulationsLending software proficiencyAnalytical skillsCustomer service skillsCommunication skillsOrganizational skillsProblem-solving skillsInterpersonal skills

Required

High school diploma or GED

3-4 years loan-processing experience within a Commercial, Consumer, or Real Estate function

Knowledge of related Banking and Lending regulations

No certification, licensure or registrations are required to successfully apply for this job; however, the following certifications from Hancock Bank's Computer Based Training (CBT) are required, if applicable, once in this position: Certification in Banking Regulations (Reg. B, Reg. CC, Reg. O, Reg. Z), Certification in HMDA Compliance, and Certification in CRA, RESPA, RMR Regulations

Excellent verbal and written communication skills

Ability to communicate with a variety of audiences and multiple levels of management

Strong interpersonal and customer service skills and the ability to work well across teams

Self-starter with strong organizational skills

Ability to multi task and prioritize workload in a fast paced environment

Strong analytical, problem solving and conceptual skills

Ability to formulate sound conclusions and recommend optimal course of action based on analysis

Overall knowledge of bank operations and procedures with specific concentration on lending processes

Ability to apply conceptual intent of loan transactions to practical situations

Understanding of lending software

Complete familiarity of all area documents, their purpose, and requirements for proper completion

Loan documentation knowledge of consumer, commercial and real estate loans