White Cap · 2 months ago
Credit and Collections Analyst
White Cap is committed to Building Trust on Every Job and offers a diverse work environment. The Credit and Collections Analyst is responsible for managing daily credit and collections activities, mitigating credit risk, and supporting financial stability through data-driven insights and analytics.
Building MaintenanceConstructionManufacturingService Industry
Responsibilities
Identifies and mitigates financial risks using analytics and reporting to detect trends and prevent delinquencies
Provides recommendations based on data-driven insights to improve cash flow and minimize bad debt exposure
Executes and manages mechanic’s lien filings and other legal measures to secure accounts receivable and ensure payment security
Assesses customer creditworthiness using credit reports and key performance indicators to extend credit judiciously
Applies credit policies that align with the Risk Framework to support business growth while minimizing credit exposure
Monitors and improves collections KPIs such as DSO, past due balances, and unapplied cash to maintain a healthy A/R portfolio
Maintains a high-quality accounts receivable portfolio by ensuring credit decisions are based on prudent risk review
Escalates customer issues and root-cause drivers of disputes to sales leaders to improve processes and service
Applies credit holds strategically to meet financial goals while preserving customer relationships
Other duties as assigned
Qualification
Required
HS Diploma or GED strongly preferred
Generally 2-5 years of experience in area of responsibility
2-5 years' experience in credit, collections, and/or accounts receivable - REQUIRED
Preferred
Experience in the construction/supply industry - Preferred
Customer service mindset
Professional phone and email communication skills
Strong problem-solving skills
Must be computer savvy with skills using Excel
Experience with Oracle and getpaid is nice to have
The successful candidate will live in the Central or Eastern Time Zone
Company
White Cap
White Cap is a distributor of specialist hardware equipment and supplies for large and medium sized contractors.
Funding
Current Stage
Late StageTotal Funding
unknown2020-08-01Acquired
Recent News
2026-01-06
2026-01-05
Company data provided by crunchbase