Risk Analyst III – Analytics - Credit Line Increase jobs in United States
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Credit One Bank · 1 month ago

Risk Analyst III – Analytics - Credit Line Increase

Credit One Bank is a data-driven financial services company based in Las Vegas, seeking a Risk Analyst III to join their Credit Risk team. The role involves leveraging data and analytics to improve decision-making and drive business impact, specifically overseeing the Bank's Credit Line Increase and Convenience Check programs.

AnalyticsCredit CardsFinancial ServicesPayments
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H1B Sponsor Likelynote

Responsibilities

Ability to influence and drive business strategies that facilitate growth, profitability, and competitive success while managing losses and exposure
For assigned programs, execute the delivery of business intent to build business requirements, and execute against program strategy
Experienced in applying statistical techniques to deliver accretive strategies across targeting, universe expansion, cutoff analysis, product mix optimization, and score utilization
Use analytical techniques and models to develop risk strategies, segment customer populations, perform risk-based prediction of customer or operational outcomes and increase program performance and efficiency
Sound decision making and problem solving based on data driven analysis
Conceptual thinking skills must be complemented by a strong quantitative orientation
Work closely with colleagues, as an individual contributor across multiple departments
Communicate test recommendations and performance trends with key stakeholders
Draft and maintain formal process documentation (e.g. program strategy and procedures) and flowcharts/diagrams to visualize program workflows
Make strategy and implementation recommendations based on well-constructed analytics and manage the technical rollout of such pilot programs
Serve as an expert consultant to senior management on highly complex issues and present ideas to key stakeholders
Act in an ownership role of CLI strategy, and drive business results independently with minimal guidance from management

Qualification

PythonRSASSQLCredit limit managementStatistical techniquesConceptual thinkingProblem solvingCommunication skills

Required

Bachelor's degree in technical fields such as mathematics, computer science, finance, economics, statistics, or related fields
4+ years of strategy development and analytical experience in a financial services environment
Advanced capability with at least one of the following: Python, R, SAS, SQL

Preferred

Advanced degree in a technical field such as mathematics, computer science, finance, economics, statistics, or related field
6+ years of strategy development and analytical experience in a financial services environment
Direct experience in Credit limit management, acquisitions strategy, or other credit risk field

Company

Credit One Bank

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Credit One Bank is a financial services company that offers credit cards, credit score tracking, and fraud protection services.

H1B Sponsorship

Credit One Bank has a track record of offering H1B sponsorships. Please note that this does not guarantee sponsorship for this specific role. Below presents additional info for your reference. (Data Powered by US Department of Labor)
Distribution of Different Job Fields Receiving Sponsorship
Represents job field similar to this job
Trends of Total Sponsorships
2025 (97)
2024 (79)
2023 (65)
2022 (80)
2021 (32)
2020 (31)

Funding

Current Stage
Late Stage

Leadership Team

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Jim Holborow
Assistant Vice President, Marketing Communications
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Company data provided by crunchbase