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SouthState Bank · 1 day ago

Sales Portfolio Specialist - Houston, TX

Houston, TX

Full-time

Onsite

Entry, Mid Level

1+ years exp

SouthState Bank is a trusted financial partner known for its commitment to helping customers move forward. The Sales Portfolio Specialist is responsible for managing a portfolio of commercial relationships and loans, coordinating with various departments to ensure the financial health of these relationships while servicing client banking needs.

BankingFinanceFinancial ServicesLendingWealth Management

Responsibilities

Contacts customers and their designees (CPA’s, etc.) for collection of required/needed information including financial statements

Provides preliminary feedback to the CTL or AE on current customers regarding the creditworthiness of the client and the merits of the proposed loan renewal

Partners with Commercial Lenders and CLUs in the completion of renewals of commercial loan relationships as directed by the CTL or AE. This includes monitoring the Maturing Loans Report, collecting financial statements, completing the credit memo, and driving the approval process

Ensures that all collateral and financial exceptions are monitored, collected and ticklers cleared in a timely manner. This requires working closely with Lending Assistants

Works with Credit Administration to ensure that annual reviews and renewal packages have all needed documents and answered questions to complete the review in a timely manner

Works closely with Credit Administration and Loan Review on any required monitoring and reporting of Classified Loans

Assists Loan Review when requested by Credit Administration

Assists the CTL or AE with projects and normal workflow including initiating workflow into any credit origination software

Periodically accompanies a Commercial Relationship Manager (CRM), CTL or AE on calls with existing and/or prospective clients as requested

Periodically attends loan closings with CRM, CTL or AE, as needed

Undertakes special projects related to job function as determined by CTL, AE, Community President, or Regional President

Ensures that the Bank’s policies and procedures, code of conduct, and regulatory guidelines are strictly complied with

Assists other employees by liaising with them through healthy and positive interactions

Assists with marketing endeavors/efforts, when requested

Continuously updates skills by participating in professional training

Seeks opportunities to improve skills through cross-training offered by the Bank

Performs all other tasks, responsibilities, or duties, as directed by management

Qualification

Commercial Credit AnalysisCommercial Loan UnderwritingAnalytical SkillsMicrosoft OfficeMulti-tasking SkillsCommunication SkillsAttention to DetailProblem Solving

Required

Bachelor's Degree in business or finance is recommended, or equivalent work experience in related field

Knowledge of personal computer, Windows and Microsoft software applications is required

Strong analytical skills

Quick study and assimilation of complex data

Ability to remain focused and task oriented

Excellent written and oral communication skills

Attention to Detail

Self-Starter who requires minimal supervision

Must have strong communication skills characterized by excellent writing and speaking skills

Proficient with general office machines and programs to include Microsoft Office Word, Excel, Outlook, and other software that might be utilized in the department

Ability to use the computer efficiently and the capacity to learn new software programs as they are rolled out by the Bank

Must possess basic English language skills to write (including spelling and punctuation) and speak clearly, and effectively with coworkers and customers

Must be well-organized, accurate, and attentive to detail

Must be cooperative and willing to assist coworkers and customers on a regular basis

Must have effective listening skills demonstrated by the ability to listen to others talk (without interruption), understand them, and then propose solutions or make contributions based on the points made by others

Must possess excellent multi-tasking skills and be able to function well under pressure

Must be able to remain composed under pressure and respond to customer and coworker concerns regularly

Must have a keen eye for detail and follow instructions to the letter

Must be patient and willing to help others in solving problems while always maintaining a positive attitude

Preferred

1-3 years preferred years of experience with being in Commercial Credit Analysis, Commercial Loan Underwriting, or other bank experience deemed appropriate for the requirements of this job