PlainsCapital Bank · 2 days ago
Loan Review Analyst
Dallas, TX
Full-time
Onsite
Entry, Mid Level
2+ years expPlainsCapital Bank is a relationship-based financial institution founded in 1988, committed to financial strength and stability. The Loan Review Analyst is responsible for evaluating the Bank’s commercial loan portfolio to assess credit quality and compliance, while collaborating with various teams to support effective credit decision-making and portfolio management.
BankingFinancial Services
Responsibilities
Conducts routine reviews of diverse loan portfolios, including commercial, equipment, SBA, mortgage, HELOC, and participations, to evaluate asset quality, documentation completeness, and adherence to internal policies and regulatory standards
Consolidates review findings and supporting analyses into clear, concise executive summaries for use by senior management and examiners
Monitors the overall credit health of the loan portfolio, identifying shifts that may warrant changes in lending practices or reclassification of assets
Evaluates internal lending processes such as loan approvals, policy exception tracking, supervisory loan-to-value limits, underwriting practices, covenant monitoring, internal controls, concentration risk reporting, and ALLL methodology
Validates the accuracy, completeness, and quality of loan documentation and financial analysis supporting credit decisions
Assesses the adequacy and effectiveness of the bank’s loan policy, recommending updates as needed
Interprets findings and documents conclusions on problem loans; reviews management and resolution strategies, including the effectiveness of loan workout plans
Provides consultative support to loan officers, lending staff, auditors, and examiners by clarifying loan and borrower details, facilitating collaborative discussions to align perspectives, educate stakeholders, and enhance decision-making through shared insights
Contributes to various lending-related initiatives and projects as assigned, supporting strategic goals, process improvements, or regulatory requirements
Performs additional duties as assigned or required
Qualification
Required
Bachelor's Degree in business or related field required. Strong preference for Finance or Accounting major or concentration; however, equivalent work experience may substitute for a different academic focus
2 to 4 years of experience in loan review, financial analysis, credit review, or financial examinations (e.g., with regulatory agencies or supervisory bodies) required
Demonstrated knowledge across various loan types, but special emphasis on non-owner occupied commercial real estate and C&I borrowers
Excellent verbal, written and interpersonal communication skills
Excellent PC skills, including word processing and spreadsheets via Microsoft Office products as well as custom applications and systems
Demonstrated ability to translate complex data into clear, actionable reports for upper management
Excellent analytical, time management, organizational and problem-solving skills with the ability to multi-task and work in a deadline-driven environment
Must be self-motivated with strong initiative, accountability, and attention to detail
Company
PlainsCapital Bank
PlainsCapital Bank, a subsidiary of PlainsCapital Corporation, is one of the largest independent banks in Texas
1001-5000 employees
Funding
Current Stage
Late StageLeadership Team
Jerry Schaffner
President/CEO
Brian Heflin
Chief Operating Officer
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