GM Financial · 23 hours ago
Risk Analyst II - Credit Risk Analytics
Fort Worth, TX
Full-time
Hybrid
Entry, Mid Level
2+ years expGM Financial is the wholly owned captive finance subsidiary of General Motors, headquartered in Fort Worth. The Risk Analyst II - Credit Risk Analytics role involves analyzing credit risk exposure related to consumer and commercial loan and lease acquisition activities and conducting analyses to mitigate credit risk while monitoring credit performance.
Finance
Responsibilities
Utilize data mining and advanced spreadsheet skills to quantify credit risk related to loan and lease origination activities
Summarize findings, develop recommendations and present analyses to management in a clear, concise, convincing, and actionable format
Employ best practices of data analysis and validation to ensure data results are accurate
Assist in the creation, maintenance and monitoring of origination credit policies, procedures and lending stipulations
Understand how change to origination credit policy and lending environment can impact loan/lease volume as well as overall credit performance
Proactively monitor and report relevant changes in origination trends and portfolio performance to management
Conduct ad hoc research projects incorporating project design, data collection and analysis, summarization of finding, and presentation of results
Qualification
Required
Demonstrated understanding of data warehouses, data mining, reporting, data analysis and data visualization techniques
Advanced with Microsoft Excel, PowerPoint, and Word
Experience with respect to data analysis and spreadsheet modeling and/or reporting
Experience with coding (SAS or SQL preferred) for data mining and manipulation
Querying skills and knowledge in a data warehouse environment
Demonstrated quantitative skills
Ability to interact collaboratively and proactively with internal customers
Capable of managing multiple projects, including ability to coordinate and balance numerous tasks in a time-sensitive environment, under pressure, meeting deadlines
Understanding the metrics utilized in monitoring the performance of a consumer or commercial lending portfolio is a plus
2-4 years' experience working with complex Excel workbooks, querying large multi-table datasets, data analysis, and data presentation; the qualified candidate will also be able to demonstrate proficiency with the following tools: SAS and/or SQL, Microsoft Excel, PowerPoint, and Word
Bachelor's Degree Finance, Economics, Mathematics, Business, Business Analytics, MIS, or other quantitative field; degrees in non-quantitative fields considered with adequate work experience
Preferred
Experience in consumer and/or commercial loan and lease origination analysis
Master's Degree Finance, Economics, Mathematics, Business, Business Analytics, MIS, or other quantitative field
Benefits
401K matching
Bonding leave for new parents (12 weeks, 100% paid)
Tuition assistance
Training
GM employee auto discount
Community service pay
Nine company holidays
Company
GM Financial
GM Financial is the captive finance company and a wholly-owned subsidiary of General Motors Company.
5001-10000 employees
H1B Sponsorship
GM Financial has a track record of offering H1B sponsorships. Please note that this does not
guarantee sponsorship for this specific role. Below presents additional info for your
reference. (Data Powered by US Department of Labor)
Distribution of Different Job Fields Receiving Sponsorship
Represents job field similar to this job
Trends of Total Sponsorships
2025 (101)
2024 (91)
2023 (86)
2022 (81)
2021 (55)
2020 (50)
Funding
Current Stage
Late StageTotal Funding
unknown2010-09-29Acquired
Leadership Team
Katie DeGraaf
Senior Vice President, OnStar Insurance, Product & Telematics
Ross Reichardt
AVP - OnStar Insurance
Recent News
2025-11-12
2025-11-04
2025-10-10
Company data provided by crunchbase