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Apple Bank · 3 days ago

Enterprise Risk Management Analyst

New York, NY

Full-time

Hybrid

Mid, Senior Level

$140K/yr - $170K/yr

3+ years exp

Apple Bank is a financial institution seeking an Enterprise Risk Management Analyst to provide oversight and challenge regarding risks throughout the organization. The role involves supporting the implementation of the Bank’s operational risk framework and conducting risk assessments, monitoring risk exposures, and collaborating with various departments to ensure effective risk management.

Financial ServicesFinTech

No H1B

Responsibilities

Conduct comprehensive analyses of the Bank's credit, liquidity, interest rate, and capital risk exposures, utilizing stress testing and scenario analysis to ensure robust evaluation

Implement effective risk mitigation strategies and action plans to minimize the impact of identified risks across credit, liquidity, interest rate, and capital categories

Formulate and maintain risk management policies and procedures that align with regulatory requirements and industry best practices

Monitor risk exposures and prepare regular reports for senior management and contribute to the development of key performance indicators (KPIs) and key risk indicators (KRIs) for risk management

Engage collaboratively with departments such as Lending, Finance, Treasury, Internal Audit, Legal, and Compliance to promote an integrated risk management approach

Provide support to the Chief Credit Risk Officer in the maintenance and evaluation of the Bank’s credit scoring models

Serve as secretary on multiple risk committees, responsible for recording and distributing meeting notes and minutes

Assess country risk profiles, assign risk ratings, report on risk concentrations, and evaluate downside scenarios

Lead administration of governance, risk & compliance (GRC) systems to facilitate risk-related activities, including issue and action management, risk assessments, and control testing

Gather and utilize data to identify risk patterns and provide decisions or recommendations based on risk assessments

Communicate with business partners to understand risk factors and the effectiveness of controls

Manage the GRC toolset in collaboration with stakeholders to facilitate risk related activities such as issue remediation, self-assessment, control testing, and policy management

Perform additional responsibilities as assigned

Qualification

Risk management experienceRisk assessment techniquesRisk management softwareCredit risk analysisLiquidity risk analysisMarket risk analysisRegulatory frameworksAnalytical skillsCommunication skillsProject managementAttention to detailStrategic thinking

Required

A high school diploma or GED is required

3–7 years of risk management experience within the financial services industry, with a focus on at least one area: credit risk, liquidity risk, market risk, or enterprise risk management

Comprehensive knowledge of risk management principles, regulatory frameworks, and industry best practices pertaining to credit risk, liquidity, interest rate, and capital risk

Advanced proficiency in risk management software and related tools, including the Microsoft Office Suite (Excel, Word, PowerPoint, Power BI, & Power Builder)

Capability to produce and interpret complex Excel reports for monitoring trends, variances, and exceptions

Superior analytical, problem-solving, and decision-making abilities

Exceptional written and verbal communication skills to effectively engage with stakeholders across all organizational levels

Demonstrated ability to manage multiple projects simultaneously and foster relationships with senior leadership and key stakeholders

Highly organized, with meticulous attention to detail and strong follow-through skills

Proven adaptability to different industries and business contexts

Capacity for self-direction, analysis, evaluation, and the formation of independent judgments

Strong commercial acumen, exercising discretion with confidential and sensitive information

Robust strategic and critical thinking capabilities, including the aptitude to assess challenges and develop effective solutions

Preferred

Bachelor's degree is preferred

Demonstrates a high level of integrity, adherence to ethical standards, and exercises sound judgment

Capable of working independently as well as collaboratively within a team environment

Must possess a positive attitude and dependable work ethic

Establish and maintain productive working relationships with a diverse group of stakeholders, including vendors

Adept at coordinating multiple activities simultaneously and prioritizing tasks with minimal supervision

Manage confidential materials and information with the utmost discretion

Some travel for mandatory training may be required

Company

Apple Bank

As the largest state-chartered savings bank in New York, with over $17.5B in assets, Apple Bank offers a full range of retail banking services to individuals and businesses across the five boroughs of New York City, Long Island, Westchester and Rockland counties, and New Jersey.

Founded in 1863

New York, New York, USA

1001-5000 employees