Stellantis Financial Services US · 2 days ago
Commercial Relationship Manager, Special Accounts
Stellantis Financial Services (SFS) is the new captive finance company for one of the world's leading automakers. The Commercial Relationship Manager, Special Accounts is responsible for managing a portfolio of high-risk floorplan dealerships, mitigating risk, and overseeing activities related to loan workouts and loss recovery.
AccountingFinanceLeasing
Responsibilities
Manage a portfolio of high-risk or defaulted automotive dealerships, including those sold out of trust (SOT)
Oversee ongoing dealer monitoring, including financial statement analysis, ratio and trend review, and formal account evaluations
Conduct intensive loan servicing and workout activities to resolve problem loans and minimize losses
Develop and implement action plans to address capitalization, profitability, and wholesale agreement compliance issues
Communicate directly with borrowers to discuss defaults and determine viable resolutions
Assess and quantify the financial impact of defaults, including unpaid lending and capital loans; recommend reserve adjustments as needed
Coordinate with Legal on all aspects of default management, including documentation, correspondence, and court proceedings
Monitor delinquencies and manage operational responsibilities related to dealer defaults, ensuring timely communication with key stakeholders
Protect company assets by securing collateral, equity, or other borrower assets to minimize exposure and loss
Other duties may be assigned; responsibilities and activities may change
Qualification
Required
Minimum 3 years' experience in Commercial Automotive Lending
High school diploma and or GED
Ability to define problems, gather and analyze information systematically to identify causes and effects, develop practical solutions, and make sound decisions using good judgment and experience
Strong performance focus with energy, enthusiasm, and resilience to achieve results, close issues, meet expectations, and support others in reaching their goals
Ability to identify, plan, and implement measures to meet objectives and maintain quality of service; organize and prioritize work effectively; allocate resources efficiently; and conduct systematic evaluations
Strong oral, written, and presentation communication skills
Proficient in Microsoft Office applications, including Excel, Word, and PowerPoint
Must have reliable transportation and live within a commutable distance to one of the following cities: Atlanta, GA; Dallas, TX; Detroit, MI; Houston, TX; Phoenix, AZ
Preferred
Education – Bachelor's degree in Business Administration, Economics, Finance or a related
Experience – Comprehensive direct experience with high risk and /or default accounts
Company
Stellantis Financial Services US
Stellantis Financial Services provides new and used auto financing for Stellantis’ premier brands: Chrysler, Dodge, Jeep®, Ram, Mopar, SRT, FIAT®, and ALFA ROMEO.