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BMO · 1 month ago

Commercial Banking Credit Analyst Internship, Summer 2026, Halifax

Halifax, Nova Scotia, Canada

Internship

Onsite

Intern

$37K/yr - $68K/yr

Start in 2026 Summer

BMO is one of the largest banks in North America, and they are seeking a Commercial Banking Credit Analyst Intern for Summer 2026. This role offers the opportunity to develop financial analysis and credit assessment skills while supporting lending decisions and building client relationships.

BankingCrowdfundingFinanceFinancial Services

Responsibilities

Analyzes credit information to support lending decisions and processes for new and existing Commercial banking loans and credit solutions in an assigned portfolio of clients

Makes credit decisions and recommendations in compliance with bank policies and procedures while maintaining an exceptional client service environment

Performs financial analysis and calculations and makes recommendations to Manager

Supports portfolio monitoring and compliance, analyses metrics, and assesses industry trends to spot risks and opportunities

Prepares detailed credit summaries to assess creditworthiness and support decision making

Provides content and support for proposals and presentations to capture new business and expand client partnerships

Builds and maintains client relationships to ensure long-term financial performance in collaboration with Relationship Manager and business partners

Structures and supports new, renewal and extension loans aligned with client needs and bank & risk policies

Conducts financial analysis and risk assessments of clients’ credit information, for an assigned portfolio, to provide insights and make informed decisions

Monitors the portfolio performance for assigned portfolio of Commercial Banking clients on an ongoing basis, taking corrective action when required

Minimizes BMO’s risk exposure by adhering to credit policies, regulatory standards, and operational guidelines

Serves as a point of contact for service requests, ensuring expectations are consistently met or exceeded

Escalates issues when needed

Supports and implements initiatives to enhance service quality, acquire new business and expand client relationships

Identifies revenue and cross-selling opportunities to enhance portfolio growth

Identifies share of wallet opportunities

Leverages analysis tools to nurture and grow a portfolio that exceeds ROE thresholds and evaluates client returns on a proactive basis

Manages timely and accurate data entry into BMO's systems and leverages the data to support decision-making

Completes complex & diverse tasks within given rules/limits and may include handling escalations from other employees

Analyzes issues and determines next steps

Broader work or accountabilities may be assigned as needed

Qualification

Financial AnalysisCredit Risk AssessmentLoan StructuringRegulatory CompliancePortfolio ManagementData Analysis ToolsBanking OperationsMicrosoft OfficeAnalytical ThinkingProblem SolvingCollaborationDetail-Oriented