First Citizens Bank · 1 day ago
Counsel - Consumer Banking & Wealth
Charlotte, NC
Full-time
Hybrid
Senior Level
6+ years expFirst Citizens Bank is seeking an experienced and detail-oriented Consumer Banking Attorney to join its in-house Wealth legal team. This role will focus on providing legal support and strategic guidance to the Bank’s consumer lending and private banking divisions, working closely with internal business units and compliance teams.
BankingInsuranceLendingPaymentsWealth Management
Responsibilities
Broad understanding of Consumer Lending regulations (including Personal Real Estate financing, other consumer loans, deposits) - help guiding around regulations such as BSA, AML, Dodd-Frank, etc. Assistance in defining the business, regulatory and reputational risk is key. Experience interacting with banking regulators
Provide legal support for private banking services, including secured lending, trust and wealth management offerings, and tailored financial solutions for high-net-worth clients
Understand State specific consumer product requirements
Review and draft consumer lending documentation, disclosures, marketing materials, and customer communications
Monitor developments in federal and state banking, consumer protection, and privacy laws (e.g., Truth in Lending Act, RESPA, ECOA, UDAAP, Reg Z, Reg B, Reg X), and assess impact on lending operations and policies
Partner with compliance and risk teams to design and enhance policies, controls, and training aligned with legal requirements and business objectives
Support strategic initiatives, product development, and process enhancements from a legal perspective
Support examination and audit processes, including response to regulatory inquiries and investigations
Provide practical, business-oriented solutions to legal questions supporting product development and innovation
Qualification
Required
Juris Doctor (JD) from an accredited law school
Active license to practice law in at least one U.S. jurisdiction
Minimum of 6 years of legal experience, with a focus on consumer lending, financial services, or private banking, either in-house or at a law firm
Deep knowledge of applicable federal and state consumer finance laws and regulations
Excellent legal research, drafting, negotiation, and communication skills
Strong analytical and business judgment, with the ability to balance legal risk and practical business needs
Ability to work independently and collaboratively across functions in a fast-paced environment
Preferred
Experience advising on high-net-worth client lending solutions or private banking products
Prior experience working in or with financial institutions subject to regulatory oversight by the OCC, CFPB, or Federal Reserve
Familiarity with trust, estate planning, or wealth management legal considerations is a plus
Company
First Citizens Bank
First Citizens Bank provides banking services, essential business and professional services, wealth management capabilities, and more.
10001+ employees
H1B Sponsorship
First Citizens Bank has a track record of offering H1B sponsorships. Please note that this does not
guarantee sponsorship for this specific role. Below presents additional info for your
reference. (Data Powered by US Department of Labor)
Distribution of Different Job Fields Receiving Sponsorship
Represents job field similar to this job
Trends of Total Sponsorships
2025 (126)
2024 (115)
2023 (249)
2022 (53)
2021 (12)
2020 (9)
Funding
Current Stage
Public CompanyTotal Funding
$33M2021-05-07Post Ipo Debt· $10M
2018-08-29Post Ipo Debt· $23M
1986-10-31IPO
Leadership Team
C
Craig Nix
Chief Financial Officer
Samantha Bureau - Johnson
SVP & Director, Customer Contact Center
Recent News
2026-01-13
2026-01-06
Company data provided by crunchbase