Extend Your Team ยท 1 month ago
US Mortgage Loan Underwriter
United States
Full-time
Remote
Senior Level
5+ years expExtend Your Team is a company in the Financial Services industry, seeking a Mortgage Underwriter with strong expertise in U.S. mortgage underwriting. The role involves ensuring mortgage loans meet accuracy and credit standards, preparing investor-ready documentation, and collaborating with stakeholders to resolve inconsistencies.
OutsourcingStaffing AgencyVirtual Assistant
No H1B
Responsibilities
Review and validate all mortgage loan components, including borrower documentation, financial data, and property appraisals
Ensure all data points and documents in the loan package are accurate, complete, and aligned with Automated Underwriting System (AUS) outputs
Conduct thorough calculations and validations to ensure the integrity and reliability of the loan package
Prepare mortgage loan packages with the highest level of accuracy to meet capital market buyer requirements
Anticipate and address potential discrepancies to avoid investor objections or rejections
Ensure loan conditions are met and documentation is robust enough to withstand scrutiny from investors or fault-finding reviewers
Identify and resolve credit issues to minimize risks, ensuring adherence to all regulatory requirements
Deliver loans without errors, apart from permissible compliance deviations, ensuring investor trust and confidence
Maintain meticulous documentation for each underwriting decision, creating a transparent audit trail
Work closely with expeditors, loan officers, and other stakeholders to gather missing documents and resolve inconsistencies
Communicate underwriting requirements and conditions clearly to ensure all parties are aligned on expectations
Conduct quality checks on completed loan packages to maintain a 100% error-free standard
Stay updated on industry guidelines, investor requirements, and regulatory changes to uphold best practices
Recommend and implement improvements to streamline processes and enhance efficiency
Qualification
Required
At least 5 years meaningful experience with mortgage loan underwriting for US consumers
Superb communication, collaboration and problem-solving skills
Proficiency, speed and accuracy in written communication
Fluency, clarity and good diction in English
Great analytical, organizational skills & time management abilities
Proficiency in using MS Excel/Google Sheets
Experience in using customer information tools (e.g. Retool), task management tools, Google Drive
Detail Oriented - we're a financial services company so being correct about the details matter
Bachelor's Degree - in marketing, finance, economics, or related fields
Flexibility to work US Pacific time 10 AM to 7 PM (with a 1 hour break time in between)
Candidates must be residing in the Philippines
Company
Extend Your Team
Extend Your Team is an outsourcing company providing virtual assistant services.
201-500 employees
Funding
Current Stage
Growth StageLeadership Team
Matthew Yahes
Founder and CEO
Company data provided by crunchbase