Commercial Relationship Manager jobs in United States
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Central Bank · 1 day ago

Commercial Relationship Manager

Central Bank is committed to building an inclusive culture that opens a world of opportunity for their team and communities. The Commercial Relationship Manager will serve as the key banking advisor for commercial client relationships, focusing on building rapport, achieving production goals, and underwriting credit requests.

FinanceFinancial Services

Responsibilities

Identify, attract and win new commercial relationships to grow the Bank’s market share
Serve as trusted advisor to the largest / most complex clients
Achieve individual production goals for loans and deposits and core fee income
Collaborates with business line partners to quickly respond to customer requests
Develops and maximizes established referral network
Proactively prospects for new clients and identifies ways to expand existing relationships in collaboration with internal partners
Underwrite new and renewing C&I and CRE credit requests
Experienced in interpreting and analyzing various types of financial statements to gauge financial growth
Analyze business, industry, financial data and other supporting credit information
Prepare timely, concise and accurate credit recommendations
Spreads and / or ensures required financial statements are spread consistent with guidelines
Working knowledge with structuring credit products to diverse industries with varying complexity
Participates in assessing risk and all credit processes to ensure sound asset quality
Champion and lead business development efforts by developing a clear / holistic understanding of the client’s or prospect’s business and industry

Qualification

Commercial underwriting experienceCredit analysis experienceFinancial statement analysisBusiness development skillsCredit enhancements knowledgeAnalytical skillsTime management skillsOrganizational skillsInterpersonal skillsDecision-making skills

Required

Bachelor's degree in finance, business, accounting or related field or equivalent experience
At least 10 years banking experience and/or demonstrated production in the commercial industry
At least 3 years of commercial underwriting / credit analysis experience or relevant lending experience
Strong credit acumen and skills including accounting, financial statement, and cash flow analysis
Proven track record of success in developing new business and building a quality network resulting in a strong, growing portfolio with minimal exceptions and above average credit quality
Commitment to the organization's core values
Strong time management and organizational skills

Preferred

Experience in various types of lending desirable including Agricultural, Construction, C&I, CRE, TRID, Charitable/Religious, Non-Profit, Tax-Exempt
Working knowledge of credit enhancements including interest rate swaps, tax credits, SBA/FSA/USDA, and other guarantee programs

Benefits

401(k) company match
Paid-Time Off (PTO)
Volunteer Days Off (VTO)
Paid Federal Holidays
Tuition Reimbursement

Company

Central Bank

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Central Bank is a privately held $20 billion bank headquartered in Jefferson City, Missouri. Serving 13 markets in 8 states.

Funding

Current Stage
Public Company
Total Funding
unknown
2019-04-10Acquired
1998-07-01IPO

Leadership Team

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Bill Ferguson
President and CEO
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Marshall Abney
President & CEO
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