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HomeXpress Mortgage Corp · 2 days ago

Agency Closer

Santa Ana, CA

Full-time

Onsite

Mid Level

$65K/yr - $75K/yr

3+ years exp

HomeXpress Mortgage Corp is a leading non-QM mortgage lender known for providing brokers with a full suite of mortgage products. The Mortgage Loan Closer is responsible for preparing, reviewing, and finalizing loan closing documentation, ensuring compliance with regulatory requirements and delivering a smooth closing experience for borrowers and partners.

FinanceFinancial Services

Growth Opportunities

Responsibilities

Audit file for completeness and accuracy

Coordinate with brokers, escrow/title companies, and/or attorneys to schedule closings

Prepare loan documents and ensure closing package is complete and fully compliant with federal, state, and investor guidelines

Coordinate with settlement agents for timely funding and disbursement

Audit executed loan documents, including HUD and TILA sections of loan packages to confirm proper execution, accuracy and compliance

Verify accuracy of fees, payoffs, and funding amounts

Follow up on documentation discrepancies, and communicate effectively to correct issues

Prepare funding figures and request wire for funding after balancing with settlement agents

Confirm all prior to funding conditions are satisfied

Manage loan data, indexing accurately and according to company policies and procedure

Maintain detailed records and update LOS as required

Provide exceptional customer service to internal and external stakeholders

Qualification

Mortgage documentationClosing proceduresLoan origination systemsMicrosoft Office SuiteAttention to detailCommunication skillsProblem-solving skillsCustomer-focused mindsetOrganizational skills