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CoBank · 4 hours ago

Credit Officer, Regional Agribusiness

Wichita, KS

Full-time

Hybrid

Mid, Senior Level

$90K/yr - $121K/yr

5+ years exp

CoBank is a cooperative bank serving vital industries across rural America, and they are seeking a Credit Officer for their Regional Agribusiness division. The role involves developing credit-structuring alternatives for large account transactions, managing banking relationships, and providing leadership to credit analysts to achieve profitability and credit quality goals.

Banking

No H1B

Responsibilities

Works with lending or leasing staff as appropriate to structure financial proposals to support complex credit arrangements for large accounts

Conceptualizes and formulates financial strategy to accomplish customer's credit needs

Manages resources from various sources

Designs creative and innovative financing packages

Assists with negotiations concerning the packaging of credit arrangements

Consults with lending or leasing staff and provides coaching on negotiation strategy, financing approaches, or other specific credit issues

Prepares and oversees the preparation of credit analyses and credit investigations to ensure the application of a relevant and thorough approach

Provides direction and guidance to credit analysts on general research issues

Understands and follows bank guidelines, policies, and procedures for the preparation and presentation of credit information

Monitors credit quality of accounts to identify emerging trends and ensure ongoing compliance with covenants

Notifies lending, leasing, and/or credit staff of emerging issues as appropriate

Assists with internal research and analysis, provides statistical reports, and verifies information

Prepares and delivers presentations on topics as assigned

Develops and utilizes computerized spreadsheets, programs, and other automated tools for credit analysis, special projects, or presentations

Approves or recommends credits for approval based on research and analysis completed by credit analysts

Maintains expertise in assigned industries or market sectors

Keeps abreast of industry trends and competitive environment

Qualification

Credit analysisFinancial structuringNegotiation strategyCredit quality monitoringStatistical reportingSpreadsheet proficiencyCoachingResearch skillsLeadershipCommunication