Farmers & Merchants Bank of Long Beach · 1 month ago
Lending Specialist
San Juan Capistrano, CA
Full-time
Onsite
New Grad, Entry Level
$47K/yr - $79K/yr
0+ years expFarmers & Merchants Bank of Long Beach is seeking a Lending Specialist who provides quality customer service and works collaboratively with other lending personnel. The role involves loan processing, documentation, and management, ensuring compliance with regulations and assisting customers throughout the loan process.
BankingFinancial ServicesLending
Responsibilities
Review and scrutinize organizational/entity documentation for safety & soundness and CIP (Customer Identification Program) & CDD (Customer Due Diligence) compliance
Verify and examine the accuracy of the information and supporting documentation provided during the loan application process
Initiate the ordering of appraisal reports, credit reports, UCC searches, and other due diligence information required for loan processing and underwriting
Prepare various worksheets required for approval, order loan documents and identify exceptions accordingly
Compile documents required for loan closings, i.e. title reports, evidence of insurance, and other related documents
Facilitate document signing process and address customer questions and concerns
Assist loan officers with loan portfolio management, i.e. reviewing upcoming maturities, annual financial reporting requirements for follow up
Supports multiple branches as assigned by Regional Relationship Manager
Ensure compliance with federal & state, internal regulations, bank security guidelines and procedures
Maintain open communication with various support departments to reach desired results
Maintain Notary Commission & perform Notary Public duties for the Bank
Participate in lending related meetings, training and collaboration including assisting the branch in business development planning
File Maintenance
Qualification
Required
High School Diploma or equivalent required
Notary Commission
Bank Secrecy Act
Complaint Documentation Policy
Fair Credit Reporting Act
FDIC Insurance
Regulation B (ECOA)
General Operations
Regulation BB (CRA)
Loan Products
Regulation CC
Loan Documentation
Regulation DD
New Account Procedures
Regulation E (EFT)
Privacy Laws
Regulation H (Flood Insurance)
Safe Deposit Box Procedures
Regulation X (RESPA)
Security/Robbery Procedures
Regulation Z (Truth in Lending)
UCCs
Basic Mathematics Skills
Clear understanding of the English Language (Spoken & Written)
Critical Thinking, Judgment & Problem Solving Skills
Customer Service Skills
Microsoft Office Products (Excel, Word, Outlook)
Strong typing skills
Time Management Skills
Ability to actively listen & learn
Ability to use oral communication techniques to sell products or services
Ability to respectfully communicate with Supervisors and Co-workers
Ability to effectively deal with unpleasant, angry or discourteous people
Ability to travel to various bank locations as needed
Professional business attire
Some Saturday hours maybe applicable
Preferred
Preferred candidates must have 6 months or more commercial loan processing experience within the past three years
Company
Farmers & Merchants Bank of Long Beach
Founded in Long Beach in 1907 by C.J.
501-1000 employees
Funding
Current Stage
Public CompanyTotal Funding
$200M2025-10-20Post Ipo Equity· $200M
1997-03-27IPO
Leadership Team
Melissa Lanfre
EVP and Chief Operating Officer
Kathleen Salmons
SVP/Chief Risk Officer
Recent News
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