Staff Software Engineer - Money Movement jobs in United States
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Plaid · 3 days ago

Staff Software Engineer - Money Movement

positionUnited States
timeFull-time
remoteRemote
senioritySenior Level, Lead/Staff
money$203K/yr - $330K/yr
date3+ years exp

Plaid is dedicated to empowering financial transformation by building tools for developers to create their own products. The Staff Software Engineer will define the architecture of Payments Transfer systems, ensuring reliability and scalability while collaborating with cross-functional teams.

BankingFinancial ServicesFinTech
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Comp. & Benefits
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H1B Sponsor Likelynote

Responsibilities

Lead the technical direction of the transfer system including transfer customer onboarding, billing, bookkeeping, payments processing, reconciliation systems
Collaborate across product, design, operations, partnership, and legal teams to make sure the technical solution meets business needs
Discover system quality and reliability opportunities and proactively drive improvements and technical roadmap
Work hands-on: write and review technical designs, write and review code, lead major technical initiatives and new feature development
Mentor engineers and contribute to a strong, inclusive team culture

Qualification

Payments infrastructureDistributed system designReliability engineeringPerformance optimizationEngineering best practicesMulti-rail payments architecturesCommunication

Required

At least 3-5 years working on payments, billing, invoicing or other financial infrastructure systems
Proven track record of building and operating systems that process payments at scale (e.g., high throughput, high reliability, complex flows such as refunds, settlement)
Strong proficiency in distributed system design, architecture, performance optimization, observability, reliability engineering
Experience setting and maintaining engineering best practices (testing, code review, continuous integration/deployment, on-call practices)
Excellent communication: able to engage with business/product/operations stakeholders, articulate technical trade-offs, drive alignment

Preferred

Experience with modern payment rails (e.g., ACH, real-time bank payments, open banking rails) and multi-rail payments architectures

Benefits

Medical
Dental
Vision
401(k)

Company

Plaid

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Plaid develops financial technology infrastructure that enables applications to connect with users' bank accounts and financial data.
dateFounded in 2013
location
San Francisco, California, USA
people-size501-1000 employees
web-link
https://plaid.com

H1B Sponsorship

Plaid has a track record of offering H1B sponsorships. Please note that this does not guarantee sponsorship for this specific role. Below presents additional info for your reference. (Data Powered by US Department of Labor)
Distribution of Different Job Fields Receiving Sponsorship
Represents job field similar to this job
Trends of Total Sponsorships
2025 (41)
2024 (41)
2023 (42)
2022 (53)
2021 (30)
2020 (11)

Funding

Current Stage
Late Stage
Total Funding
$1.31B
Key Investors
Franklin TempletonAltimeter CapitalGoldman Sachs Investment Partners
2025-04-03Series Unknown· $575M
2025-04-03Secondary Market
2023-10-19Series Unknown

Leadership Team

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Zachary Perret
Co-Founder & CEO
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Eric Sager
COO
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