City National Bank of Florida · 1 day ago
Commercial Real Estate Portfolio Management Officer
Miami, FL
Full-time
Onsite
Senior Level, Lead/Staff
10+ years expCity National Bank of Florida is seeking a Commercial Real Estate Portfolio Management Officer to manage an assigned portfolio of commercial real estate loans. The role involves underwriting new credit requests, handling renewals, conducting annual loan reviews, and monitoring loan covenants while assessing risk changes based on market conditions.
BankingCommercial LendingConsumer LendingFinanceFinancial Services
Responsibilities
Ensures compliance with underwriting guidelines, credit policy, as well as regulatory requirements and responsibility for understanding all material respective changes and their potential impact on the loan portfolio
Conducts or coordinates structuring and underwriting of new credit requests and preparation of credit approval packages, responsible for aggregating credit relationship details and quality control of any supporting analysis prepared by colleagues in conjunction with the underwriting process
Responsible for keeping the Real Estate Risk Manager and/or the Director of Real Estate Risk advised on adverse changes in the risk profile of loans within their assigned portfolio due to changes in financial performance as well as market and industry conditions
Participates with Relationship Managers by monitoring, maintaining, and potentially growing loan portfolios. Helps with the identification of any changes in risk associated with existing loans and takes necessary course of action
Supports Relationship Managers in the maintenance of existing loan client relationships by processing renewal/modification transactions related to upcoming maturing credits, including participating in any applicable restructuring of existing terms and conditions
Collaborates with the Relationship Manager in the gathering of clients’ financial information for timely preparation of all underwriting and portfolio servicing assignments, including but not limited to annual loan review and covenant testing
Support the Relationship Manager when necessary to document risk rating changes, Watch List Action Plans, and/or the transfer of underperforming credits to the Asset Recovery Department
Supports Relationship Managers in their sales efforts, accompanying Relationship Managers on joint client and prospect calls, and supports other sales/client-oriented projects as needed, including but not limited to providing market research
Develops a working knowledge of all existing client relationships and prospect opportunities
Participates with Bank examiners, auditors, and loan review staff in their review of the Real Estate loan portfolio, including coordination of any loan-related requested materials and completion of responses as required
Participates in industry-sponsored associations, seminars, and activities to further the Bank’s understanding and presence in the market
Conducts ad hoc projects and assignments as directed by the Real Estate Risk Manager or Director of Real Estate Risk, or their designee
Qualification
Required
10 years of commercial real estate underwriting and or portfolio management, preferably with OCC regulated institutions
Computer literate; fluency in Microsoft Office programs, particularly Excel analysis required
Strong verbal, written, and interpersonal skills
Effective report writing and other written communication skills
Detailed-oriented and organized
Ability to solve problems, make decisions, juggle underwriting of multiple deals, prioritize tasks, and meet required deadlines
Ability to highlight loan risks or any problems or questions during the deal underwriting phase and prior to finalizing the analysis
Ability to make decisions quickly and confidently based upon the analysis
Ability to work independently with minimal supervision
Clear verbal communication with internal clients as well as external clients and third-party participants (as needed)
Ability to establish and maintain effective work relationships both internally and externally
Bachelor's Degree in Finance, Accounting, Business Administration, Economics or an equivalent combination of education and/or relevant professional experience may be considered in lieu of a degree
Preferred
Construction underwriting experience a plus
C&I experience (with owner-occupied Real Estate) a plus
Benefits
Health Coverage: Medical, dental, and vision plans with employer contributions.
Retirement Savings: 401(k) with matching.
Paid Time Off & Holidays: Generous PTO and paid holidays.
Wellness Support: Access to mental health and financial wellness resources.
Company
City National Bank of Florida
City National Bank is a financial institution that offers banking products and services to businesses, healthcare, and individuals.
501-1000 employees
H1B Sponsorship
City National Bank of Florida has a track record of offering H1B sponsorships. Please note that this does not
guarantee sponsorship for this specific role. Below presents additional info for your
reference. (Data Powered by US Department of Labor)
Distribution of Different Job Fields Receiving Sponsorship
Represents job field similar to this job
Trends of Total Sponsorships
2025 (5)
2024 (1)
2023 (3)
2022 (4)
2021 (3)
2020 (3)
Funding
Current Stage
Late StageLeadership Team
Jorge Gonzalez
CEO & Vice Chairman of the Board
R
Rafael Barrera Renault
Executive Vice President, Chief Human Resources Officer
Recent News
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