Citizens · 15 hours ago
Finance Manager - Home Equity Finance
Newark, DE
Full-time
Onsite
Mid, Senior Level
$120K/yr - $150K/yr
7+ years expCitizens is a financial services company seeking a Finance Manager for their Home Equity Finance organization. This role involves delivering financial guidance, enhancing financial tools and analyses, and influencing the Home Equity portfolio's growth while supporting strategic priorities.
BankingCredit CardsFinancial ServicesFinTechRetail
Responsibilities
Develop and implement financial strategies to maximize profitability of the Home Equity portfolio
Oversee budgeting, forecasting, and financial analysis for the Home Equity division
Manage and monitor Home Equity financial performance metrics and KPIs
Collaborate with cross-functional teams to drive financial initiatives and support business growth
Provide insights and recommendations to management based on financial analysis
Analyze financial data, maintain, and create financial models to monitor and forecast Home Equity balances, net interest income, and noninterest income
Examine industry trends and potential impacts from interest rate environment, macroeconomic factors, and internal business changes
Evaluate past results, perform variance/attribution analyses, identify trends, and make recommendations for improvements
Present and discuss actuals and forecasts with business unit leaders
Support ad hoc analysis and business plans to justify and promote growth initiatives
Provide tactical balance sheet support for the division: Manage and enhance the budget, forecast, and strategic plan process for Home Equity balance sheet and net interest income activity
Manage the balance sheet monthly close process, including estimation and communication of preliminary results
Qualification
Required
Minimum of 7–10 years of experience in finance; Home Equity or Consumer Lending experience preferred
Strong analytical skills and proficiency in financial modeling
Excellent communication skills with demonstrated ability to work effectively with internal colleagues and partners
Proven track record of strategic thinking and problem-solving
Ability to think deeply and understand the big picture
Experience operating in a dynamic, fast-paced environment; ability to prioritize tasks, work independently, and organize resources to achieve results
Strong foundation in financial analysis, creating projections and models
Detail-oriented, diligent, with strong organizational and analytical skills
Understanding current events and issues in banking, especially economic and interest rate environment
Strong Microsoft Excel, PowerPoint, and Word skills
Proficiency with financial databases such as Oracle Hyperion Essbase/Smart View
Undergraduate degree in Finance, Accounting, Economics, Business Management, or related field required
Preferred
Home Equity or Consumer Lending experience preferred
Master's degree or financial certifications preferred (MBA, CFA, CPA)
Benefits
Competitive pay
Comprehensive medical, dental and vision coverage
Retirement benefits
Maternity/paternity leave
Flexible work arrangements
Education reimbursement
Wellness programs
Paid time off policy exceeds the mandatory, paid sick or paid time-away policy of every local and state jurisdiction in the United States
Company
Citizens
At Citizens, we recognize that the journey to accomplishment is no longer linear and that individuals are made of all they have done and all they are going to do.
10001+ employees
H1B Sponsorship
Citizens has a track record of offering H1B sponsorships. Please note that this does not
guarantee sponsorship for this specific role. Below presents additional info for your
reference. (Data Powered by US Department of Labor)
Distribution of Different Job Fields Receiving Sponsorship
Represents job field similar to this job
Trends of Total Sponsorships
2020 (1)
Funding
Current Stage
Public CompanyTotal Funding
$2B2025-02-26Post Ipo Debt· $750M
2024-07-09Post Ipo Debt· $1.25B
2014-09-23IPO
Leadership Team
Melisa Carrascoza
SVP, Business Banking Market Executive - New England South
Steve Kozek
Head of Commercial Excellence, Senior Vice President
Recent News
2026-01-22
Talk Business & Politics
2026-01-19
Company data provided by crunchbase