Community First Credit Union · 3 months ago
Home Mortgage Advisor
United States
Full-time
Remote
Mid Level
3+ years expCommunity First Credit Union is seeking a Home Mortgage Advisor to originate residential first mortgage and home equity loans. The role involves interviewing applicants, structuring loan applications, and maintaining compliance while providing quality service to members and potential members.
Finance
Responsibilities
Interview applicants to submit accurate and complete loan applications
Structure application product terms and pricing to ensure it meets the members need
Initiate and execute application disclosures in accordance with compliance and regulatory standards
Collect the necessary documents from applicants and move applications into processing within established time frames
Assist the assigned mortgage loan processor and closer to obtain documentation to ensure a smooth mortgage loan process
Proactively communicate status of loan throughout the loan process to all interested parties
Act as the primary external business development representative serving realtors, builders, the at large housing community and Community First Credit Union members seeking purchase pre-approvals
You will be an active member and participant in the local realtor and builder associations; attending events, making sales calls on realtor offices and builder communities
As an advisor you will actively build relationships with individual agents, referral partners and promote specialty products and services
Engage in external networking and continuing education via local trade associations, conferences, workshops
Membership in affiliated mortgage banking associations should be established as time and resources allow to stay abreast of federal regulations and secondary market changes
Provide support to other critical areas of mortgage lending and projects or assignments as identified
Must comply with applicable laws and regulations, including but not limited to, the Bank Secrecy Act, the Patriot Act, and the Office of Foreign Assets Control
Qualification
Required
Minimum of three years experience in the Mortgage industry
Proven sales experience in retail banking
Must maintain registration active and current with the National Mortgage Licensing System throughout employment
Strong sales and organizational skills
Ability to work in a high stress and fast paced environment
High degree of mortgage and some underwriting knowledge
Familiarity with basic mortgage paperwork and process
Strong attention to detail
Organizational and analytical analysis skills
Professional attitude and appearance at all times
Ability to perform job functions independently or with limited supervision
Ability to read and carry out various written instructions and follow oral instructions
Ability to complete complex mathematical calculations and spell accurately
Ability to speak clearly and deliver information in a logical and understandable sequence
Ability to deal calmly and professionally with numerous different personalities from diverse cultures
Ability to demonstrate highest levels of customer service and discretion when dealing with the public
Ability to perform responsibilities with composure under the stress of deadlines / requirements for extreme accuracy and quality and/or fast pace
Ability to effectively handle multiple, simultaneous, and changing priorities
Ability to exercise highest level of discretion on both internal and external confidential matters
Preferred
Intermediate PC skills in a Windows environment
Membership in affiliated mortgage banking associations
Company
Community First Credit Union
With over $2.8 billion in assets and 180,000+ members, Community First Credit Union invests in member and community relationships through smart checking account options, competitive loans, and excellent investment services.
201-500 employees
Funding
Current Stage
Growth StageLeadership Team
Ryan Olson, MBA
Chief Lending Officer
Recent News
Jacksonville Business Journal
2024-06-04
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