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Flagstar Bank · 1 day ago

Relationship Manager II-Commercial Real Estate

Hicksville, NY

Full-time

Onsite

Mid, Senior Level

$117K/yr - $193K/yr

4+ years exp

Flagstar Bank is a financial institution seeking a Relationship Manager II-Commercial Real Estate to manage commercial real estate loan relationships and drive new business development. The role involves origination, negotiation, structuring, pricing, underwriting, and closing of loans while ensuring compliance and maintaining the quality of a moderately complex commercial loan portfolio.

BankingFinanceFinancial Services

Responsibilities

Develops and maintains relationships to generate direct deal flow; Coordinates the team approach to approving and closing new deals to grow assets and revenues while optimizing profitability (ROE)

Works with assigned portfolio managers, engage with sponsors and borrowers on idea generation and relevant opportunities to expand our relationship

Partners with management to create action plans that ensure the achievement of goals. Tracks production and revenue, and forecasting results for management based on existing pipelines

Works with assigned portfolio managers to ensure pro-active monitoring of the credit quality of the portfolio through timely financial statement gathering, monitoring client’s compliance with ongoing required reporting, properly analyzing financial information and taking or recommending appropriate corrective actions based on acceptable levels. Ultimately responsible for managing the banks risk exposure to acceptable levels

Stays abreast of industry trends and market conditions that could impact the assigned portfolio of relationships and borrowers

Performs special projects, and additional duties and responsibilities as required

Consistently adheres to regulatory and compliance policies and standards linked to the job as listed and complete required compliance trainings. Accountable to maintain compliance with applicable federal, state and local laws and regulations

Qualification

Commercial LendingUnderwritingLoan StructuringFinancial AnalysisNegotiation SkillsMicrosoft OfficeRelationship ManagementCommunication Skills

Required

Education level required: Undergraduate Degree (4 years or equivalent)

Minimum experience required: 4+ Years of experience as a Commercial Lending Relationship Manager and/or commercial loan sales

5+ years of experience with commercial lending credit

Advanced knowledge of commercial lending credit, underwriting and loan structuring skills

Advanced analytical skills to understand financial and cash flow analyses

Advanced negotiation skills in addition to excellent verbal and written communication skills

Computer proficiency in Microsoft Office applications including; Word and Excel

Demonstrates a strong ability to build and maintain effective relationships with stakeholders by communicating clearly, engaging in proactive collaboration, and leveraging cross functional insights

Aligns relationship building efforts with enterprise goals to accelerate performance and drive strategic results

Builds trusted client relationships, whether internal or external, by identifying needs and delivering tailored solutions to enhance the overall client experience

Some travel may be required

Physical demands (ADA): The job requires a moderate degree of physical exertion and stamina such as standing, sitting, walking, driving or infrequent lifting