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Citi · 3 days ago

SVP, Credit Portfolio Senior Officer - Personal Loans

Wilmington, DE

Full-time

Onsite

Senior Level, Lead/Staff

$144K/yr - $217K/yr

10+ years exp

Citi is a leading global bank, and they are seeking a Senior Vice President, Credit Portfolio Senior Officer for Personal Loans. This role is responsible for managing credit review, approvals, and portfolio monitoring to identify credit migration, while collaborating with the Risk Management team to manage portfolio exposure globally.

BankingFinanceFinancial Services

H1B Sponsor Likely

Responsibilities

Lead and manage complex/critical/large professional disciplinary areas

Lead risk financial forecasting efforts, including designing and maintaining complex credit loss and financial risk forecasting models, conducting cost of credit analyses, and monitoring product trends to identify key areas of risk-opportunity

Develop, test, optimize and implement credit/valuation policies

Manage risk levels for the entire credit/valuation spectrum across multiple products and retail formats consistent with program financial goals

Track and report on initiatives, performance results, emerging trends and opportunities to senior management

Establish cross-functional partnerships and networks in order to support the execute cross-functional and business initiatives

Appropriately assess risk when business decisions are made, demonstrating particular consideration for the firm's reputation and safeguarding Citigroup, its clients and assets, by driving compliance with applicable laws, rules and regulations, adhering to Policy, applying sound ethical judgment regarding personal behavior, conduct and business practices, and escalating, managing and reporting control issues with transparency, as well as effectively supervise the activity of others and create accountability with those who fail to maintain these standards

Qualification

Credit risk managementFinancial risk forecastingUnsecured lendingNegotiation skillsAnalytical thinkingConstructive debateEscalation managementIndustry knowledgePolicyProcedureRisk identification

Required

10+ years of experience in credit risk management or equivalent training

Demonstrated accountability for delivery of a full range of services to one or more businesses/geographic regions

Consistently demonstrate clear and concise written and verbal communication

Proven negotiation skills often used at a senior level

Demonstrated ability to synthesize, prioritize and drive results with urgency

Ability to obtain support and buy-in across a wide range of internal and external audiences

Bachelor's degree/University degree or equivalent experience

Preferred

Experience in the financial services or unsecured lending preferred

Master's degree preferred

Benefits

Medical, dental & vision coverage

401(k)

Life, accident, and disability insurance

Wellness programs

Paid time off packages, including planned time off (vacation), unplanned time off (sick leave), and paid holidays

Company

Citi

Glassdoor3.8

Citi's mission is to serve as a trusted partner to our clients by responsibly providing financial services that enable growth and economic progress.

Founded in 1812

San Antonio, Texas, USA

10001+ employees

https://www.citi.com

H1B Sponsorship

Citi has a track record of offering H1B sponsorships. Please note that this does not guarantee sponsorship for this specific role. Below presents additional info for your reference. (Data Powered by US Department of Labor)

Distribution of Different Job Fields Receiving Sponsorship

Represents job field similar to this job

Trends of Total Sponsorships

2025 (1386)

2024 (849)

2023 (1375)

2022 (1117)

2021 (876)

2020 (901)