Dacotah Bank · 1 month ago
Mortgage Credit Operations Specialist
Aberdeen, SD
Full-time
Onsite
New Grad, Entry LevelDacotah Bank is seeking a Mortgage Credit Operations Specialist to support the residential lending function. The role involves preparing documents, onboarding, servicing, and imaging residential real estate loan documents while ensuring compliance with regulatory requirements and bank policies.
BankingFinancial ServicesInsuranceWealth Management
Responsibilities
Accurate and timely preparation of residential real estate loan documents along with review functions to ensure compliance with regulatory requirements and bank policies
Onboarding and servicing functions related to residential real estate loans on the bank’s core system. This includes maintenance functions, processing payments, reviewing various notices and reports, and checking back the prior day’s work
Responsible for storing documents and configuring residential real estate loans in the document imaging system
Works with various investors and servicers on loan delivery. Reviews mortgage filings, title work and searches to ensure collateral is perfected and lien position is maintained
Researches investor/insurer guidelines to ensure compliance with requirements. Work with customers with escalated issues, counsel delinquent borrowers on repayment options, work with foreclosures of property. Prepare and distribute payoff quotes and order documents from investors
Perform tracking functions to ensure current insurance coverage and real estate taxes are paid current. Will also review private mortgage insurance coverage, MERS, and forced placed insurance
Assists with creation and maintenance of procedural documents related to job functions
Performs administrative functions as needed and other duties as assigned
Qualification
Required
Self-motivated
Detail-oriented
Excellent organizational skills
Excellent communication skills
Excellent customer service skills
Ability to work well with deadlines
Ability to multitask
Ability to work independently
High regard for details
Ability to detect errors and follow through on corrections
Willingness and ability to adapt to change
General understanding of the lending function
General knowledge of computer software applications including the bank's loan platforms
Preferred
Banking experience or knowledge
Benefits
Health Insurance-Dacotah Bank pays 100% of the premium, family and individual coverage
Dental Insurance-Dacotah Bank pays 100% of the premium, family and individual coverage
Health Savings Account
Life Insurance for the employee and family
Paid Vacation and Sick Time
Retirement Plan Options
Additional Perks and Benefits
Company
Dacotah Bank
As a state-chartered bank, Dacotah Bank provides banking, insurance, mortgage, and trust services to customers who enjoy existing financial relationships with us.
Founded in 1963
501-1000 employees
Funding
Current Stage
Public CompanyTotal Funding
unknown2018-07-10IPO
Leadership Team
Robert Fouberg
Chairman and CEO
David Bangasser
SVP - Chief Banking Officer
Recent News
www.tradingview.com
2024-04-06
2024-04-06
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