Courier Capital · 1 month ago
Credit Analyst III
Rochester, NY, US
Full-time
Onsite
Mid Level
$80K/yr - $100K/yr
4+ years expCourier Capital is a financial institution seeking a Credit Analyst III to support the Bank’s Commercial Lending staff with complex lending deals. The role involves conducting credit assessments, preparing analysis reports, evaluating creditworthiness, and mentoring junior analysts.
BankingFinancial ServicesVenture Capital
Responsibilities
Conduct thorough credit assessments of individuals and businesses, utilizing financial statements, credit reports, and market analysis
Prepare comprehensive credit analysis reports that summarize findings and provide actionable insights
Evaluate the creditworthiness of potential borrowers and recommend terms and conditions for credit approvals
Monitor existing loan portfolios, identifying trends and potential risks, and reporting findings to management
Collaborate with relationship managers and other stakeholders to ensure informed decision-making in the lending process
Stay updated on industry trends, regulatory changes, and economic factors that may impact credit risk
Develop and maintain credit risk models and scoring systems to enhance credit assessment processes
Mentor and train junior analysts, providing guidance on best practices and methodologies in credit analysis
Qualification
Required
Associate's degree in Finance, Accounting, Business Administration, or a related field
4 years of experience in commercial credit analysis
Strong analytical skills with the ability to interpret complex financial data and provide insightful recommendations
Proficient in financial modeling and analysis tools, as well as credit assessment software
Excellent communication skills, both written and verbal, with the ability to present findings to various stakeholders
Strong attention to detail and a commitment to accuracy and quality
Ability to work independently and manage multiple projects simultaneously in a fast-paced environment
Able to regularly sit for prolonged periods of time
Able to regularly stand for prolonged periods of time
Extensive computer usage is required
Ability to work evenings occasionally
Ability to work weekends occasionally
Benefits
Medical, Dental, and Vision Insurance
Health Savings Account
Flexible Spending Account(s)
Company Paid Life Insurance, Long Term Disability, and Short Term Disability
Voluntary Offerings: Life, Critical Illness/Specified Disease, Accident, Hospital Indemnity & Personal Accident
Tuition Reimbursement
Employee Referral Program
Wellness Reimbursement Program
Star Volunteer Program
Employee Banking and Financial Perks
Paid Time Off (PTO)
Company Paid Holidays
Company
Courier Capital
Courier Capital has been a trusted source of premier independent financial advice and investment counsel for over five decades.
11-50 employees
Funding
Current Stage
Early StageTotal Funding
unknown2015-11-30Acquired
Leadership Team
Steven Gattuso CFA,CFP®,CMA
Sr. Portfolio Manager & Chief Investment Officer
Company data provided by crunchbase