INDECOMM · 1 month ago
Vice President - GSE Originations Credit Policy Manager
United States
Full-time
Remote
Mid, Senior Level
5+ years expIndecomm is seeking an experienced professional to join their Originations Credit Policy team as the Vice President, GSE Originations Credit Policy Manager. This role involves overseeing GSE product credit policy management, ensuring compliance with investor requirements, and recommending necessary policy changes based on market trends and guidelines.
ComplianceConsultingFinancial ServicesOutsourcingRisk Management
Responsibilities
Oversee and administrate the GSE product Credit Risk Originations Change Management process
Monitor publications from Fannie Mae and Freddie Mac for guideline/requirement changes and determine the impact to Indecomm
Gather, investigate, review additional information, and conduct research as necessary to ensure compliance with investor requirements
Recommend credit policy changes based on investor updates, QC defect rate trends, investor exam findings, emerging delinquency trends, or other relevant data
Manage GSE product guidelines and Indecomm Underwriting Manual updates, draft internal and external announcements, and handle other artifacts related to the changes
Coordinate the distribution and publication (internal and external) of applicable changes
Update Indecomm Credit Risk Management policies and procedures and Quality Control scope of review; review business unit policies and procedures and provide suggested changes if needed
Consult and confer with senior leadership within Credit Policy and effectively implement resulting direction and feedback
Introduce GSE product credit policy changes to production staff, and be capable of interpreting, debating, and defending policy positions with professionalism and resilience
Act as back-up to the Government-insured and Non-Agency Credit Policy Managers, which includes but is not limited to the aforementioned responsibilities
Complete other Credit Policy functions as required
Demonstrate behaviors aligned with the organization’s desired culture and values
Qualification
Required
Excellent working knowledge of Fannie Mae and Freddie Mac guidelines and how to apply them in a credit risk environment
Excellent working knowledge of DU and LPA, and manual underwriting requirements
Excellent working knowledge of GSE applications such as DU Validation Service, AIM, CPM, CPA, CU, LCA, Value Acceptance, ACE, and income calculators
Good understanding of delegated correspondent, non-delegated correspondent, wholesale, and retail production channels
Good working knowledge of government-insured programs and TOTAL and VA AUS engines
Bachelor's degree or equivalent mortgage industry experience
Must be highly proficient in Microsoft Office and Google Applications
Excellent written, verbal, and interpersonal communication skills are required across all modalities (in-person, video conference, email, and chat)
Preferred
Minimum five years of mortgage underwriting experience for GSE programs is desired
Previous GSE origination credit policy and change management experience
Company
INDECOMM
Indecomm offers outsourcing, consulting, loans, financial, automation, project managment and mortgage services.
1001-5000 employees
Funding
Current Stage
Late StageLeadership Team
Balaji Venkatachalam
Vice Chairman and Chief Financial Officer
Krish Swaminathan, AMP
Chief Operating Officer
Recent News
HousingWire.com
2025-10-21
2025-01-31
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