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Glacier Bank · 22 hours ago

Mortgage Loan Originator

Kalispell, MT

Full-time

Onsite

Entry, Mid Level

1+ years exp

Glacier Bank is seeking a Mortgage Loan Originator to serve the Kalispell and surrounding communities. The role involves originating a high volume of mortgage loans, managing the loan origination process, and developing relationships with customers to drive new business.

BankingFinancial Services

No H1B

Responsibilities

Meet or exceed loan production goal as set annually by manager in conjunction with goals set for Glacier Bank annual production

Interview credit applicants and determine borrowing requirements. Obtain complete application and analyze financial information. Conduct credit investigation. Provide credit approval (subject to appraisal and other key conditions) within credit approval authority and automated underwriting guidelines

Identify and develop relationships with potential new customers. Maintain and develop an ongoing relationship with current customer base. Continuously project an image of professionalism and concern in dealings with the public. Promote Glacier Bank loan programs to best meet goals

Work closely with loan processor as a team to efficiently close all loans in a timely manner with proper documentation. Work with loan processor to ensure that all disclosures reports, financial statements, tax returns, title insurance commitments and appraisals are reviewed prior to closings

Keep current on loan programs and lending (federal and state) regulations as well as all compliance and bank policies and procedures. Respond to audit reports as requested or required

Meet all requirements under RESPA. Respond to any audit reports and keep current with all lending (federal and state) regulations

Service Quality - embrace service pledge and provide extraordinary and consistent service to all internal and external customers. Listens to and asks about customer’s needs

Participates in required training, staff meetings, and lobby displays

Participate in Community Service and Bank-sponsored activities that serve and support the mission and values of Glacier Bank

Provide superior internal and external customer service: must demonstrate self-governance, courtesy and respect toward external customers as well as internal customers (all organization personnel)

Complete required bank training courses within assigned time frame(s)

Must comply with all company policies and procedures and all applicable laws and regulations, including but not limited to, the Bank Secrecy Act, the Patriot Act, and the Office of Foreign Assets Control. Must complete the assigned online training courses and achieve a passing score by due date

Represent Glacier Bank in a professional manner which includes a professional image, confidentiality, a positive 'can-do' attitude, flexibility and adaptability in meeting bank and customer needs. Keep work area tidy and maintain customer privacy

Consistently maintains regular and reliable attendance

Additional duties as requested or assigned

Qualification

Mortgage Loan OriginationCustomer ServiceSales ExperienceAttention to DetailTime ManagementTeam CollaborationBasic Computer SkillsProfessionalismEffective CommunicationOrganizational Skills

Required

Pursuant to the SAFE Act requirements, all employees who will be engaged in residential loan mortgage originations (as defined by the SAFE Act) must register with the Nationwide Mortgage Licensing System and Registry (NMLS) and maintain a status in good standing under the SAFE ACT requirements. MLOs (Mortgage Loan Originators) will be assigned a Unique Identifier, which must be provided to applicants as required, following the procedures of Glacier Bancorp, Inc. Also, Per GBCI Quality Control Guidelines, employee will be required to pass screening against the HUD Limited Denial of Participation (LDP), GSA Excluded Party List, and FINRA - OFAC Sanctions Program List. Failure to register successfully or to maintain a status in good standing with NMLS, as described under the SAFE Act, or pass required screenings, as described in GBCI QC guidelines, will affect your eligibility for continued employment

At least one year of sales and customer service experience

High degree of attention to detail as well as excellent organizational skill(s) to perform in a fast-paced environment

Must have ability to prioritize and organize heavy workload(s) and demonstrate effective time management skill(s)

Must have the ability to work in a professional manner and consistently demonstrate courtesy, customer service, and tact in a fast-paced/deadlines-oriented environment

Ability to work quickly and accurately: perform effectively under pressure; meeting multiple and sometimes competing deadlines and make decisions based on regulation(s), company policy(s), knowledge and experience

Ability to work both independently and in a team environment

Ability to understand and follow complex written and oral instructions

Ability to communicate effectively verbally and in writing

Basic computer skill with working knowledge of word processing, spreadsheets, ten-key, and general computer applications

Working knowledge of standard office equipment

High school diploma or equivalent