First United Bank · 13 hours ago
Community Loan Officer
Denison, TX
Full-time
Onsite
Entry, Mid Level
2+ years expFirst United Bank is a financial institution seeking a Community Loan Officer responsible for developing new business through underwriting, structuring, and closing consumer and commercial loans. The role involves maintaining an existing portfolio and representing the bank in community affairs while participating in marketing the bank’s products and services.
BankingFinancial ServicesInsuranceLending
Responsibilities
Analyzes credit history of applicants and determines loan repayment capabilities
Negotiates credit terms, such as costs, loan repayment methods and collateral specifications
Develops and maintains interest rate structure to be consistent with financial institution policies and procedures, and to be competitive with current market rates
Evaluates potential customer loan requests and makes loan recommendations to management
Maximizes bank profitability through appropriate pricing of new loan originations, fee income, and selling of all bank products and services
Daily review, approval, and disposition of customer overdrafts
Reviews new laws and regulations that influence lending within the financial institution and makes recommendations to management when necessary
Supports First United’s strong relationship banking culture through on-going customer contact, quality customer service, and superior product knowledge
Develops new customer prospects and business for First United, while managing an existing portfolio
Lives and represents the bank in the local community, and actively participates in community affairs
Handles customer complaints and escalates issues as needed
Work to collect past dues within portfolio
Maintain high level of integrity
Recommends to supervisor possible methods to improve department
Completes all required compliance exams on a yearly basis
Adherence to all First United Policies and Procedures
Dresses professionally
Other duties as assigned by supervisor
Qualification
Required
Bachelor's degree in business or finance
Two to four years experience, preferably in a financial institution or consumer loan department
Extensive knowledge and understanding of lifecycles of loans and all aspects of consumer non-real estate lending policies and procedures
Extensive knowledge of lending services and related areas
Excellent leadership, communication, organizational and analytical skills
Exceptional customer service skills
Demonstrates good judgment, problem-solving, and decision making skills
Ability and willingness to take the lead in development and completion of a wide range of projects
Computer and Software proficiency
Strong interpersonal skills and ability to work well with a wide range of people
Ability to communicate well with customers by all means of communication including written, verbal, and non-verbal communication
Dependable and adheres to time lines and schedules
Company
First United Bank
First United Bank is a banking company that specializes in the fields of personal banking, loans, and business loans.
1001-5000 employees
Funding
Current Stage
Late StageTotal Funding
$80.45M2022-02-01Series Unknown· $80.45M
Leadership Team
Tadd D. Tobkin
EVP - Chief Technology Officer
Recent News
2025-11-11
2025-10-22
The Journal Record
2025-08-29
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