First Citizens Bank · 1 week ago
Senior Institutional Credit Officer
United States
Full-time
Remote
Mid, Senior Level
$123K/yr - $164K/yr
7+ years expFirst Citizens Bank is seeking a Senior Institutional Credit Officer to join their Institutional Credit Risk team. This role involves leading underwriting and monitoring efforts for Financial Institution Counterparties and managing credit risk across the bank's international footprint.
BankingInsuranceLendingPaymentsWealth Management
Responsibilities
Credit Underwriting - Assess credit risks through underwriting and financial analysis of global/domestic banking service providers and countries ensuring appropriate risk ratings are assigned to new limits and renewals. Determine and manages the credit risk appetite across a range of credit risk intensive activities. Ensures credit decisions are consistent, objective, and compliant while meeting Bank and customer needs. Communicates credit decisions to all involved parties, recommends further action and is transparent when communicating with stakeholders when credit constraints are an issue
Oversight Portfolio Management - Provides ongoing portfolio management, including credit risk indicators and managing credit risk concentrations. Provides oversight and guidance to business units in portfolio management (at the transaction level and portfolio level) inclusive of ensuring appropriate actions are being taken in identifying, managing and documenting risk. Uses expertise to communicate on portfolio risk and to approve portfolio management actions as appropriate. Manage and provide oversight of country credit risk activities, including cross border lending and credit transactions
Relationship Development and Leadership - Establishes and maintains partnerships with relevant stakeholders to ensure that decisions and objectives are effectively communicated and carried out. Utilizes expertise to provide guidance, feedback, and direction to business units on complex matters. Develop relationships and work well with cross functional teams across the bank. Help support the development of the Institutional Credit Risk function within FCB with other assignments and projects
Team Leadership - Assists the Senior Director with management of the team’s activities, monitoring and support of team performance and efficiency, mentoring/development of team associates, and achievement of team goals
Qualification
Required
Bachelor's Degree and 7 years of experience in Regulatory Compliance, Financial Institution and Country Credit Analysis, Lending, or Underwriting, Financial Statement Spreading
High School Diploma or GED and 11 years of experience in Regulatory Compliance, Financial Institution and Country Credit Analysis, Lending, or Underwriting, Financial Statement Spreading
Knowledge of Counterparty Institution Reviews and analytics
Credit exposure methodology, treasury management
2nd line risk, product governance, and underwriting experience
Ability to cross collaborate and effectively communicate and work with different levels within the bank including stakeholders
Strong knowledge of MS Office Suite including Excel and Power Point, experience with S&P capital IQ Pro, and/or Bloomberg is a plus
Project Management, detail orientated, and problem-solving skills
Benefits
Variable incentives
Bonuses
Benefits
Awards
Company
First Citizens Bank
First Citizens Bank provides banking services, essential business and professional services, wealth management capabilities, and more.
10001+ employees
H1B Sponsorship
First Citizens Bank has a track record of offering H1B sponsorships. Please note that this does not
guarantee sponsorship for this specific role. Below presents additional info for your
reference. (Data Powered by US Department of Labor)
Distribution of Different Job Fields Receiving Sponsorship
Represents job field similar to this job
Trends of Total Sponsorships
2025 (126)
2024 (115)
2023 (249)
2022 (53)
2021 (12)
2020 (9)
Funding
Current Stage
Public CompanyTotal Funding
$33M2021-05-07Post Ipo Debt· $10M
2018-08-29Post Ipo Debt· $23M
1986-10-31IPO
Leadership Team
C
Craig Nix
Chief Financial Officer
Samantha Bureau - Johnson
SVP & Director, Customer Contact Center
Recent News
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2026-01-16
2026-01-13
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