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SECU · 1 month ago

Loan Underwriter

Operations-Wake Forest Road

Full-time

Onsite

Entry, Mid Level

1+ years exp

SECU is a State Employees Credit Union that believes in the philosophy of 'People Helping People'. They are seeking a Loan Underwriter to review and approve loans, provide guidance to lending personnel, and ensure compliance with lending policies and procedures.

AccountingBankingFinancial Services

Responsibilities

Comprehensive underwriting of HELOC files and Mortgage files

Document outstanding conditions to the loan processing team

Document closing stipulations to the loan closing team

Assist the Real Estate Team Leader maintaining procedures, manuals, checklists, and resources as delegated

Train and mentor other employees as needed

Assist branch personnel with real estate questions and concerns

Intermediate training/exposure to all Loan Origination Systems

Perform reviews and verifications of documents (credit reports, sales contracts, flood certificates, income documents, insurance documents, asset statements, appraisals, title reports, etc.)

Willingness to assist in all areas of operation as needed

Accept other duties and responsibilities as assigned

Qualification

Mortgage LendingLending CertificationReal Estate LendingUnderwritingCompliance StandardsEnglish FluencyCommunication SkillsProblem SolvingCritical ThinkingTeam Collaboration

Required

Minimum of one (1) year in Mortgage Lending (Branch or Operations) or equivalent experience and at least six (6) months in current position (promotion or lateral)

Must have completed the Lending Certification Courses and Exam

Basic understanding of MCC and FHLBA programs

Have basic knowledge of MAP program and SECU*RE as it relates to underwriting

Must meet department production and quality standards

Maintain knowledge of real estate lending products, policies, and guidelines

Maintain knowledge of secondary market guidelines (FNMA/FHLMC)

Meets compliance and regulatory standards in terms of loan processing and underwriting

Demonstrate the ability to perform comprehensive underwriting/review of both HELOC and First Mortgage files assigned by management to ensure documentation is obtained and verified in accordance with Credit Union policy and guidelines

Must be organized and detail oriented

Must possess highest level of integrity and objectivity

Must possess strong verbal and written communication skills, problem solving ability, and critical thinking skills

Must understand and be dedicated to the Credit Union philosophy and work ethic

Must be able to cooperate and collaborate with co-workers and others

Must adhere to the work schedule and attendance policies established by the Credit Union

Must be able to speak and write English fluently

Preferred

Four-year degree, CCUE certification, or associate degree via the NC-CTP preferred

Company

SECU

Glassdoor3.4

Even though we're North Carolina's largest credit union, we're still just "people helping people." We currently serve over 2.6 million members through more than 270 branch offices - and growing! Members have 24/7 access to account services from over 1,100 ATMs, as well as via phone, our website, and the SECU Mobile App.

Founded in 1937

Raleigh, North Carolina, USA

5001-10000 employees