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SECU Credit Union · 9 hours ago

Disclosure Desk Specialist

United States

Full-time

Onsite

Entry, Mid Level

$24.62/hr - $39.42/hr

2+ years exp

SECU Credit Union is committed to employee well-being and community service, and they are seeking a Disclosure Desk Specialist to join their First Mortgage Fulfillment team. This role involves ensuring compliance with state and federal regulations regarding mortgage disclosures and collaborating with team members to maintain accuracy throughout the loan process.

BankingFinancial ServicesLendingNon Profit

Responsibilities

Prepare and issue Initial Disclosure packages for FHA, VA, and Conventional mortgage loans ensuring accuracy and compliance with state and federal regulations and SECU’s policies and procedures

Review loans and documents to determine if changes constitute a valid Change in Circumstance and issue Revised Disclosures ensuring accuracy and compliance with state and federal regulations and our partner Credit Union’s policies and procedures

Work in collaboration with Loan Officers, Processors, Underwriters, and other team members to address any discrepancies and ensure the accuracy and validity of the loan disclosures

Ensure all required disclosures are delivered to members within state and federal regulatory timeframes while maintaining the highest level of accuracy and member service

Maintain accurate records of all disclosures for each individual loan file

Responsible for completing tasks by required due dates to effectively manage their loan pipeline

Assist with appraisal delivery to members in a timely manner

Additional job-related projects and duties as assigned by management

Qualification

TILA-RESPA guidelinesFirst mortgage loan experienceMortgage Cadence SystemMicrosoft OfficeCommunication skillsAnalytical skillsTime managementAdaptability

Required

High School Degree or Equivalent Required

2 years of first mortgage loan experience, preferably disclosures experience

Knowledge of TILA-RESPA Integrated Disclosures (TRID) guidelines, RESPA, HMDA, and CFPB requirements required

Proficient in Microsoft Office (Word, Excel, Outlook)

Excellent communication skills, both verbal and written

Ability to analyze and comprehend complex financial data with a high degree of accuracy

Excellent time management with the ability to prioritize workload based on department requirements and member needs while working in a fast-paced, deadline driven environment

Ability to adjust quickly to shifting priorities

Ability to work flexible hours as needed

Must be able to remain in a stationary position, often standing or sitting for prolonged periods

Must be able to lift up to 25 pounds