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Chime · 1 month ago

Funding Risk Analyst

San Francisco, CA

Full-time

Onsite

Entry, Mid Level

$112K/yr - $156K/yr

2+ years exp

Chime is a financial technology company dedicated to helping individuals achieve financial progress. The Funding Risk Analyst will evaluate and monitor fraud risk metrics, create strategies to mitigate losses, and collaborate with various teams to enhance the member experience.

BankingFinancial ServicesFinTech

Responsibilities

Work closely with the team on evaluating and monitoring key risk metrics related to funding fraud losses and member experience for example returns rate, recovery rate, acceptance rate, write-offs, etc

Deep dive into past and ongoing trends and provide data driven insights to create solutions to problems as well as dashboards for constant monitoring

Create strategies to mitigate losses and partner with xfn teams (product, engg, ops) to implement them

Create dashboards and monitor performance across relevant dimensions and create alerts to highlight any anomalies or unusual trends

Work closely with Data Science and Machine Learning teams to segment customers based on risk and help automate the processes to build scalable solutions

Qualification

SQL programmingData analysisDashboard creationPythonRisk strategy developmentDetail orientationOrganizational skillsTeam collaborationProblem-solving

Required

2-5 years of analytical experience

Experience working with large datasets

Excellent SQL programming skills

Advanced Microsoft Excel skills

Preferably experience in Python, R, SAS, or similar language

Experience in creating portfolio performance monitoring dashboards using Tableau, Looker, Hex, or a similar business intelligence tool

Understanding of funding products and flows (MCD, ACH, IIT, etc.)

Understanding of industry risk trends

Understanding of risk strategy development

Exceptional detail orientation and organizational skills

Eager to solve challenging analytical problems for the business

A passion for Chime's mission

Preferred

Bachelor's or Master's degree in a quantitatively rigorous discipline like engineering, statistics, math, or economics

Benefits

401k match

Great medical, dental, vision, life, and disability benefits

Generous vacation policy and company-wide Chime Days, bonus company-wide paid days off

1% of your time off to support local community organizations of your choice

Annual wellness stipend to use towards eligible wellness related expenses

Up to 24 weeks of paid parental leave for birthing parents and 12 weeks of paid parental leave for non-birthing parents

Access to Maven, a family planning tool, with $15k lifetime reimbursement for egg freezing, fertility treatments, adoption, and more.

In-person and virtual events to connect with your fellow Chimers—think cooking classes, guided meditations, music festivals, mixology classes, paint nights, etc., and delicious snack boxes, too!