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Morgan Stanley · 4 weeks ago

Commercial Real Estate– Underwriting Transactor AVP

Miami, FL

Full-time

Onsite

Mid Level

$85K/yr - $140K/yr

3+ years exp

Morgan Stanley is a global financial services firm, and they are seeking a high potential Commercial Real Estate Lending Underwriting Transactor to support the UHNW CRE Lending team. The role involves managing and delivering the UHNW CRE product for Morgan Stanley’s Private Bank, including portfolio maintenance, loan reviews, and evaluating lending opportunities.

Asset ManagementFinanceFinancial ServicesLending

Responsibilities

Support Lending transactors in the execution and maintenance of Commercial Real Estate secured loans on Morgan Stanley’s balance sheet

Engage in on-going portfolio maintenance including monitoring loan covenants, loan servicing, and ensuring accurate and timely update of loan portfolio metrics / reports

Conduct annual relationship and loan reviews to monitor collateral performance during the term of the loan/relationship

Evaluate UHNW Lending opportunities specific to commercial real estate, which will include activities such as: i) evaluating the obligors; ii) valuation of the underlying collateral; and iii) determining if the opportunity aligns with the UHNW Commercial Real Estate Lending program

Performing required due diligence with regards to the collateral property as well as sponsors, including underwriting property cash flows, rent roll analysis, reviewing balance sheets, and understanding global cash flow of guarantors

Identify key risk and mitigants related to existing loans and new opportunities and propose potential structural protections and other terms and conditions that may mitigate such risk

Prepare and/or assist the SLT/AMs with the preparation of credit memoranda clearly outlining transaction, purpose, strengths, risks and mitigants, financial/collateral analysis and other key terms and conditions required to support the SLT/AM’s recommendation to move forward with the opportunity

Assist the SLT/AM in efficiently managing the transaction cycle through final credit approval, documentation, closing and initial funding of the transaction ensuring timely coordination with all parties involved including Credit Risk Management (“CRM”), Loan Operations, Compliance, In-house Counsel, and any other relevant stakeholders

Qualification

Commercial Real Estate LendingCredit AnalysisPrivate Banking LendingFormal Credit TrainingAnalytical SkillsCommunication SkillsCritical ThinkingDetail OrientedOrganization SkillsTeamwork Skills