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Chime · 1 month ago

Compliance Lead, OMX Advisory

San Francisco, CA

Full-time

Onsite

Senior Level

$130K/yr - $181K/yr

7+ years exp

Chime is a financial technology company committed to helping people achieve financial progress. They are seeking a Compliance Lead to provide advisory and strategic support for regulatory compliance and risk mitigation across their disputes and fraud prevention functions.

BankingFinancial ServicesFinTech

Responsibilities

Serve as a subject matter expert (SME) on Regulation E,Z, and FCRA related to dispute handling and best practices

Advise internal partners on compliance implications for new products, services, and operational processes

Support and enhance Chime’s dispute resolution practices through strategic recommendations

Advise on risk mitigation strategies associated with ID theft and fraud

Review and approve processes related to account security and fraud mitigation

Develop oversight and monitoring programs to identify and manage compliance and fraud risks

Work with external partners, responding to various requests (e.g. oversight and testing, audits, other)

Qualification

Regulation ERegulation ZFCRA expertiseFraud risk assessmentCompliance advisoryAnalytical skillsPartnership managementCRCM certificationFinancial services experienceCommunication skillsCollaboration skills

Required

Will have used Reg E,Z, Visa Operating Rules, and NACHA expertise to build dispute handling programs that help operations teams stay compliant while protecting members

Will have used analytical frameworks to assess fraud risk, helping cross-functional partners make informed decisions

Will have used communication skills to explain complex regulatory concepts to non-experts, enabling faster product or process changes

Will have advised engineering, risk, and ops teams on compliance decisions that balance protection and growth

Will have identified emerging fraud trends and translated them into practical guidance

Will have demonstrated experience collaborating directly with bank partners and regulators, particularly in high-scrutiny areas such as dispute handling

Will build confidence through clear communication, sound compliance judgment, and strong partnership management skills

Must have strong analytical skills, with the ability to identify risks, educate stakeholders, and develop actionable solutions to mitigate compliance issues

Have excellent verbal and written communication skills, with the ability to effectively communicate complex regulatory concepts to non-technical stakeholders and influence decision-making

Will have 7+ years of experience in compliance, ideally with exposure to financial services or fintech environments

Preferred

CRCM certification preferred

Benefits

401k match

Great medical, dental, vision, life, and disability benefits

Generous vacation policy and company-wide Chime Days, bonus company-wide paid days off

1% of your time off to support local community organizations of your choice

Annual wellness stipend to use towards eligible wellness related expenses

Up to 24 weeks of paid parental leave for birthing parents and 12 weeks of paid parental leave for non-birthing parents

Access to Maven, a family planning tool, with $15k lifetime reimbursement for egg freezing, fertility treatments, adoption, and more.

In-person and virtual events to connect with your fellow Chimers—think cooking classes, guided meditations, music festivals, mixology classes, paint nights, etc., and delicious snack boxes, too!