Chime · 5 hours ago
Funding Risk Analyst
San Francisco, CA
Full-time
Hybrid
Entry, Mid Level
$109K/yr - $150K/yr
2+ years expChime is a financial technology company dedicated to helping individuals achieve financial progress. They are seeking a Funding Risk Analyst to evaluate and monitor fraud risk metrics, create strategies to mitigate losses, and collaborate with cross-functional teams to enhance member experience.
BankingFinancial ServicesFinTechMobile Apps
Responsibilities
Work closely with the team on evaluating and monitoring key risk metrics related to funding fraud losses and member experience for example returns rate, recovery rate, acceptance rate, write-offs, etc
Deep dive into past and ongoing trends and provide data driven insights to create solutions to problems as well as dashboards for constant monitoring
Create strategies to mitigate losses and partner with xfn teams (product, engg, ops) to implement them
Create dashboards and monitor performance across relevant dimensions and create alerts to highlight any anomalies or unusual trends
Work closely with Data Science and Machine Learning teams to segment customers based on risk and help automate the processes to build scalable solutions
Qualification
Required
2-5 years of analytical experience
Experience working with large datasets
Excellent SQL programming skills, advanced Microsoft Excel skills, and preferably experience in Python, R, SAS, or similar language
Experience in creating portfolio performance monitoring dashboards using Tableau, Looker, Hex, or a similar business intelligence tool
Understanding of funding products and flows (MCD, ACH, IIT, etc.), industry risk trends, and risk strategy development
Exceptional detail orientation and organizational skills, you are eager to solve challenging analytical problems for the business
A passion for Chime's mission
Preferred
Bachelor's or Master's degree in a quantitatively rigorous discipline like engineering, statistics, math, or economics is preferred
Benefits
In-office perks including backup child, elder, and/or pet care, plus a subsidized commuter benefit to support your regular commute
401k match plus great medical, dental, vision, life, and disability benefits
Generous vacation policy and company-wide Chime Days, bonus company-wide paid days off
1% of your time off to support local community organizations of your choice
Annual wellness stipend to use towards eligible wellness related expenses
Up to 24 weeks of paid parental leave for birthing parents and 12 weeks of paid parental leave for non-birthing parents
Access to Maven, a family planning tool, with $15k lifetime reimbursement for egg freezing, fertility treatments, adoption, and more.
In-person and virtual events to connect with your fellow Chimers—think cooking classes, guided meditations, music festivals, mixology classes, paint nights, etc., and delicious snack boxes, too!
A challenging and fulfilling opportunity to join one of the most experienced teams in FinTech and help millions unlock financial progress
Perks also available to Chime Interns.
Company
Chime
Chime is a financial technology company that offers mobile banking services.
1001-5000 employees
Funding
Current Stage
Public CompanyTotal Funding
$2.77BKey Investors
Sequoia Capital Global EquitiesDST GlobalMenlo Ventures
2025-06-12IPO
2025-03-01Debt Financing· $475M
2023-07-28Secondary Market
Leadership Team
Christopher Britt
Founder and CEO
Ryan King
Co-Founder
Recent News
Crunchbase News
2026-01-22
2026-01-20
Venture Capital Journal
2026-01-14
Company data provided by crunchbase