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Chime · 2 weeks ago

Funding Risk Analyst

San Francisco, CA

Full-time

Hybrid

Entry, Mid Level

$112K/yr - $156K/yr

2+ years exp

Chime is a financial technology company that empowers individuals to take control of their finances. The Funding Risk Analyst will evaluate and monitor risk metrics related to funding fraud losses, collaborate with cross-functional teams, and develop strategies to mitigate losses while enhancing the user experience.

BankingFinancial ServicesFinTech

Responsibilities

Work closely with the team on evaluating and monitoring key risk metrics related to funding fraud losses and member experience for example returns rate, recovery rate, acceptance rate, write-offs, etc

Deep dive into past and ongoing trends and provide data driven insights to create solutions to problems as well as dashboards for constant monitoring

Create strategies to mitigate losses and partner with xfn teams (product, engg, ops) to implement them

Create dashboards and monitor performance across relevant dimensions and create alerts to highlight any anomalies or unusual trends

Work closely with Data Science and Machine Learning teams to segment customers based on risk and help automate the processes to build scalable solutions

Qualification

SQL programmingData analysisDashboard creationPythonTableauRisk strategy developmentDetail orientationOrganizational skillsTeam collaborationProblem solving

Required

2-5 years of analytical experience

Experience working with large datasets

Excellent SQL programming skills

Advanced Microsoft Excel skills

Understanding of funding products and flows (MCD, ACH, IIT, etc.)

Industry risk trends and risk strategy development

Exceptional detail orientation and organizational skills

Eager to solve challenging analytical problems for the business

A passion for Chime's mission

Preferred

Bachelor's or Master's degree in a quantitatively rigorous discipline like engineering, statistics, math, or economics is preferred

Experience in creating portfolio performance monitoring dashboards using Tableau, Looker, Hex, or a similar business intelligence tool

Preferably experience in Python, R, SAS, or similar language

Benefits

🏢 Our in-office work policy is designed to keep you connected - with four days a week in the office and Fridays from home for those near one of our offices, plus team and company-wide events depending on location. Whether you’re coming in regularly or are part of our fully remote program, you’ll stay engaged with your work and teammates.

💻 In-office perks including backup child, elder, and/or pet care, plus a subsidized commuter benefit to support your regular commute

💰 Competitive salary based on experience

✨ 401k match plus great medical, dental, vision, life, and disability benefits

🏝 Generous vacation policy and company-wide Chime Days, bonus company-wide paid days off

🫂 1% of your time off to support local community organizations of your choice

👟 Annual wellness stipend to use towards eligible wellness related expenses

👶 Up to 24 weeks of paid parental leave for birthing parents and 12 weeks of paid parental leave for non-birthing parents

👪 Access to Maven, a family planning tool, with $15k lifetime reimbursement for egg freezing, fertility treatments, adoption, and more.

🎉 In-person and virtual events to connect with your fellow Chimers—think cooking classes, guided meditations, music festivals, mixology classes, paint nights, etc., and delicious snack boxes, too!

💚 A challenging and fulfilling opportunity to join one of the most experienced teams in FinTech and help millions unlock financial progress

Perks also available to Chime Interns.