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American Savings Bank · 1 day ago

Credit Analyst

Honolulu, HI

Full-time

Onsite

New Grad, Entry Level

0+ years exp

American Savings Bank is a financial institution that provides banking services. They are seeking a Credit Analyst to perform due diligence in monitoring and maintaining Commercial and Business Banking customers, preparing financial statements, and underwriting credit risk for small business loans.

BankingBitcoinFinancial Services

Responsibilities

Prepares financial statement spreads and tax return analysis (business and individual)

Creates and updates covenant compliance checks

Under guidance and supervision, completes low to moderate complexity credit write-ups for Bank customers in accordance with ASB credit policy & guidelines

Sets up and administers the financial reporting and financial covenants using the Bank's tickler tracking system

Completes periodic financial reviews of the Bank's customers as well as financial evaluation reviews of various departments

Enters and evaluates pertinent data into the loan origination systems in order to render a credit decision

Collaborates with relationship officers to adequately mitigate identified risks

Coordinates credit-scored booking process with loan operations

Processes and evaluates the monthly renewals of credit-scored lines of credit

Qualification

Financial analysisCredit risk evaluationTax return analysisFinancial statement spreadingMicrosoft OfficeLoan origination systemsEffective communication