Citizens · 1 month ago
Corp Bankng Credit Analyst I
227 W Trade St Ste 1830, CHARLOTTE, NC, 28202-1675, US
Full-time
Onsite
Entry Level
3+ years expCitizens is a financial services company, and they are seeking a Corporate Banking Credit Analyst I. The role involves conducting detailed research and analysis related to credit decisions, supporting Portfolio Managers and Relationship Managers, and participating in the underwriting process.
BankingCredit CardsFinancial ServicesFinTechRetail
Responsibilities
Conduct written summaries of related industry and market environments, preliminary customer/prospect analysis including Sponsor analysis, and Borrower’s operating history and repayment capacity
Identify situations that may require policy exceptions and make recommendations that mitigate credit risks or remedy possible exceptions
Communicate internally as well as with customers directly on financial analysis or account management issues
Interact directly with Portfolio Managers and Relationship Managers and to answer questions related to financial reporting requirements, interpreting financial statements from other Credit Analysts and maintaining credit files
Participate in the underwriting process and conduct accurate, well organized analysis of various commercial borrowers including financial statement and projection analysis along with preparing profitability, risk and facility rating models
Qualification
Required
Bachelor's degree is required
Position requires basic internet search skills
Developed knowledge of financial statement spreading and profitability modeling
Effective verbal and written communications skills
Ability to manage multiple priorities at once
Preferred
Equivalent work experience or completion of formal credit training program and up to 2 years of applied financial analysis working with straight forward to moderately complex credits in a commercial banking environment is strongly preferred
3+ years of commercial banking experience is preferred. Commercial Banking experience may include internships, formal credit training, business banking, middle market, and/or specialty commercial banking, commercial banking administration, commercial banking operations, commercial credit/risk oversight, and commercial loan documentation/funding/servicing or other relevant experience
Benefits
Formal training, strategies and tools to support personal growth and the development of strong team relationships
Performance-based career growth opportunities and the opportunity to become a future leader in the Commercial Credit space
Collaborative workforce committed to supporting ideas and feedback and accelerating potential
Team atmosphere of diverse, inclusive professionals committed to making an impact as an organization
Opportunities to volunteer and give back to our local communities
Company
Citizens
At Citizens, we recognize that the journey to accomplishment is no longer linear and that individuals are made of all they have done and all they are going to do.
10001+ employees
H1B Sponsorship
Citizens has a track record of offering H1B sponsorships. Please note that this does not
guarantee sponsorship for this specific role. Below presents additional info for your
reference. (Data Powered by US Department of Labor)
Distribution of Different Job Fields Receiving Sponsorship
Represents job field similar to this job
Trends of Total Sponsorships
2020 (1)
Funding
Current Stage
Public CompanyTotal Funding
$2B2025-02-26Post Ipo Debt· $750M
2024-07-09Post Ipo Debt· $1.25B
2014-09-23IPO
Leadership Team
Melisa Carrascoza
SVP, Business Banking Market Executive - New England South
Steve Kozek
Head of Commercial Excellence, Senior Vice President
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