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First Horizon Bank · 2 days ago

Credit Analyst II

Scottsdale, AZ

Full-time

Onsite

Mid Level

3+ years exp

First Horizon Corporation is a leading regional financial services company dedicated to helping clients unlock their full potential. The primary role of the Credit Analyst II is to support the portfolio management team in assessing the credit worthiness of borrowers and ensuring compliance with established risk criteria.

BankingFinanceFinancial ServicesRisk Management

H1B Sponsor Likely

Responsibilities

Assist the Portfolio Managers with transaction setups, spreading financial statements, credit analysis, preparing projections and sensitivity analysis, completing risk ratings and credit approval documentation

Perform annual customer evaluations and review quarterly covenant compliance, documenting the analysis and communicating any issues timely

Communicate customer trends and troublesome loans to the portfolio management team leader, senior credit officer and commercial line manager on a timely basis

Underwrite enterprise value and real estate related credit requests within established policy, guidelines, and turnaround times

Support periodic audits and responsible credit behavior by documenting decisions properly and completely, in adherence to policy, with particular diligence given to explaining overrides, variances, and credit decisions and ensure proper document storage

Review commitment letters, loan documentation, past dues (particularly maturing and renewing credits)

Provide a high level of internal and external customer service including communication of credit decisions, account issues, and answering questions

Work with the loan administration and client specialists to manage loan maintenance including delinquencies and monitoring of loans

Ensure the systems of record are accurate for the loans being administered and management information is reported timely and accurately

Qualification

Credit analysisFinancial statement analysisMicrosoft Office SuiteCustomer serviceCommunication skills

Required

College degree in related field

3 years of relevant experience and/or training preferred

Microsoft Office Suite

Benefits

Medical with wellness incentives, dental, and vision

HSA with company match

Maternity and parental leave

Tuition reimbursement

Mentor program

401(k) with 6% match

Company

First Horizon Bank

Glassdoor3.6

First Horizon Bank provides personal, business, and corporate banking, and private client services, to families and businesses.

Founded in 1864

Raleigh, North Carolina, USA

5001-10000 employees

https://www.firsthorizon.com/pmc

H1B Sponsorship

First Horizon Bank has a track record of offering H1B sponsorships. Please note that this does not guarantee sponsorship for this specific role. Below presents additional info for your reference. (Data Powered by US Department of Labor)

Distribution of Different Job Fields Receiving Sponsorship

Represents job field similar to this job

Trends of Total Sponsorships

2025 (36)

2024 (31)

2023 (15)

2022 (17)

2021 (19)

2020 (16)