Bread Financial · 5 days ago
Director Fraud Strategy
Bread Financial is a tech-forward financial services company that provides personalized payment, lending, and saving solutions. The Director of Fraud Strategy leads the Fraud Strategy function, responsible for analyzing fraud trends, developing mitigation strategies, and managing a team of fraud analysts to optimize fraud controls and support business growth.
Responsibilities
Develop and communicate vision for the team, define success and how it will be measured. This includes delivering on the vision for the Account Protection function as well as more specific definitions for the Fraud Strategy Team
Demonstrates the ability to work independently, remain organized, and prioritize work to work on multiple projects over the same time period with accuracy and attention to detail
Utilize critical thinking skills to help analyze business issues, collaborates with stakeholders to resolve problems, is strategic, and gains consensus on the best solution
Hire, develop, supervise, and retain key talent
Ensure individuals have the skills and tools needed to support the development and execution of fraud mitigation
Research and understand industry best practices for fraud mitigation strategies, techniques and risk
Build relationships by establishing trust, confidence and credibility with senior leaders, executives, and regulatory bodies
Build and maintain productive partnerships with key areas of the business (e.g., Operations, Credit Management, Client Partnership) to ensure strategies are comprehensive, fit for purpose and executed as designed
Research and understand relevant regulations and work with Compliance and Operations partners to ensure strategies comply
Ensure controls are in place to mitigate any potential liability
Qualification
Required
Bachelor's Degree or equivalent education in Business Management, Statistics, Mathematics
Seven years' work experience directly related to the role and five years minimum of supervisory experience
Seven years or more experience demonstrated understanding of risk management disciplines, varying analytic practices and fraud risk concepts
Proven success in analyzing large amounts of data which foster actionable business decisions
Experience managing data analysts or statisticians with a proven capacity to lend guidance, insight and comprehension of in-depth, detailed analysis they produce
Solid understanding of operational execution is necessary to contextualize, and support recommended strategic deployments
Preferred
Master's in Business Management, Statistics, Mathematics
Ten years or more in Fraud Risk and/or Credit Risk
Benefits
Medical, prescription drug, dental, vision, and other voluntary benefits (including basic and optional life insurance, supplemental medical plans, and short and long-term disability)
Six weeks of 100% paid parental leave for eligible parents
401(k) plan
11 paid holidays
Flexible Time Off (FTO) program
80 hours of Paid Sick and Safe Time (“PSST”) upon hire
40 hours of Illinois PSST upon hire and at the beginning of each subsequent calendar year
40 hours of Illinois Paid Leave upon hire and at the beginning of each subsequent calendar year
Annual incentive bonus based on individual and company performance
Company
Bread Financial
Bread Financial is a financial services company.
H1B Sponsorship
Bread Financial has a track record of offering H1B sponsorships. Please note that this does not
guarantee sponsorship for this specific role. Below presents additional info for your
reference. (Data Powered by US Department of Labor)
Distribution of Different Job Fields Receiving Sponsorship
Represents job field similar to this job
Trends of Total Sponsorships
2025 (12)
2024 (13)
2023 (18)
2022 (5)
Funding
Current Stage
Public CompanyTotal Funding
$2.17B2025-11-20Post Ipo Equity· $72.64M
2025-10-28Post Ipo Debt· $500M
2025-03-05Post Ipo Debt· $400M
Recent News
2026-01-13
2026-01-13
Investor's Business Daily
2026-01-13
Company data provided by crunchbase