Apply on Employer Site

M&T Bank · 1 month ago

Credit Quality Assurance Analyst III (Hybrid - See Listed Locations in Job Description)

Buffalo, NY

Full-time

Hybrid

Senior Level

$90K/yr - $149K/yr

7+ years exp

M&T Bank is a leading financial institution, and they are seeking a Credit Quality Assurance Analyst III. The role involves assessing the accuracy of risk ratings and credit memos, communicating with management, and assisting in special projects related to credit risk management.

Financial Services

H1B Sponsor Likely

Responsibilities

Independently review and evaluate accuracy of individual risk ratings on assigned credit memos from a 2nd line perspective

Communicate regularly with business line management and/or relationship managers, Portfolio Managers, Co’s, SCO’s, Special Assets, etc

Assist with transaction testing Tableau scoping, reporting, and data pulls from nCino as needed

Assist with and or act as a lead in special projects as assigned and perform additional duties and responsibilities as required

Assist the Department Manager to develop and execute strategies to provide better insight into portfolio risk

Prepare written line sheets and escalate material findings to the Department Manager and/or Team Leaders on an ongoing basis

Assist with targeted Bank Examinations as required

Adhere to applicable compliance/operational risk controls in accordance with Company or regulatory standards and policies

Promote an environment that supports belonging and reflects the M&T Bank brand

Maintain M&T internal control standards, including timely implementation of internal and external audit points together with any issues raised by external regulators as applicable

Complete other related duties as assigned

Qualification

Commercial credit experienceData analyticsCredit analysisMicrosoft softwareMulti-taskingUnderstanding credit policiesInterpersonal skillsEffective communicationIndependent work

Required

Minimum seven (7) years previous experience in commercial credit, lending, (CRE/C&I/Specialty)

Bachelor's degree in a business-related curriculum, or in lieu of degree, 8 years' experience required

Strong interpersonal skills necessary for business partner relationships within and outside the organization

Provides appropriate documentation and support when assessing Commercial loans

Escalate credit problems and make recommendations for action to management to ensure timely recognition of the appropriate risk ratings with proper accrual designation, reserve and/or charge-off as warranted

Preferred

Microsoft software including Outlook, Excel, Word, PowerPoint, Access, etc

Data analytics experience and/or licenses

Credit skills: ability to analyze and interpret financial statements, as well as evaluate financial analyses for accuracy and completeness

Communicate effectively both in writing and verbally

Ability to multi-task and prioritize to complete work within established timeframes

Ability to analyze and understand financial data, collateral documentation and other credit issues

Ability to work independently with minimal oversight from management

Strong understanding of credit policies and guidelines

MBA preferred

Company

M&T Bank

Glassdoor3.6

Great companies have an enduring sense of purpose.

Founded in 1856

Buffalo, New York, US

10001+ employees

http://www.mtb.com

H1B Sponsorship

M&T Bank has a track record of offering H1B sponsorships. Please note that this does not guarantee sponsorship for this specific role. Below presents additional info for your reference. (Data Powered by US Department of Labor)

Distribution of Different Job Fields Receiving Sponsorship

Represents job field similar to this job

Trends of Total Sponsorships

2025 (116)

2024 (113)

2023 (84)

2022 (103)

2021 (42)