Collections Agent jobs in United States
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Above Lending · 2 weeks ago

Collections Agent

Above Lending is a next-generation financial services company committed to simplifying the lending process for clients. The Collections Agent will manage and resolve early-stage delinquent accounts, requiring excellent communication and negotiation skills to engage clients and ensure compliance with company policies.

CreditFinanceFinancial ServicesLendingPersonal Finance

Responsibilities

Review and analyze delinquent accounts to determine the best course of action for resolution
Contact clients via phone and email to discuss their accounts and provide solutions for repayment and long term goals
Negotiate repayment plans with clients in a professional and empathetic manner
Document all interactions and agreements with clients in the company’s system accurately and promptly
Conduct skip tracing activities to locate hard-to-reach or unresponsive customers using various investigative tools and techniques
Monitor accounts to ensure compliance with agreed-upon payment plans
Collaborate with internal departments, such as Customer Service and Special Handling, to resolve complex account issues
Maintain up-to-date knowledge of company policies, procedures, and regulatory requirements related to account resolution
Provide excellent customer service and support to clients throughout the resolution process
Identify and escalate unresolved issues to the Operations Manager when necessary
Participate in team meetings and training sessions to stay informed about industry trends and updates

Qualification

Account resolution experienceFinancial productsNegotiation skillsCRM software experienceAnalytical skillsCustomer serviceMicrosoft Office SuiteCommunication skillsProblem-solving skillsTeamworkIntegrity

Required

High school diploma or equivalent; Associate's or Bachelor's degree in related field is preferred
Minimum of 2 years experience in account resolution, collections, or a related role within financial services
Strong understanding of financial products, services, and regulations
Excellent verbal and written communication skills
Ability to negotiate and resolve conflicts effectively
Strong analytical and problem-solving skills
Proficiency in Microsoft Office Suite and experience with CRM software
High level of integrity and commitment to maintaining client confidentiality
Ability to work independently and as part of a team in a fast-paced environment

Preferred

Associate's or Bachelor's degree in related field

Benefits

Considerable employer contributions for health, dental, and vision programs
Generous PTO, paid holidays, and paid parental leave
401(k) matching program

Company

Above Lending

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Above Lending offers easy and transparent tools to assist our clients in achieving their personal finance goals and gaining debt control.

Funding

Current Stage
Growth Stage
Total Funding
$200M
Key Investors
ATLAS SP Partners
2023-10-30Debt Financing· $200M

Leadership Team

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Stephen Moulton
Chief Product Officer
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Company data provided by crunchbase