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Self Financial, Inc. · 1 month ago

Senior Forecasting Analytics Manager

United States

Full-time

Remote

Senior Level

$131K/yr - $195K/yr

7+ years exp

Self Financial is a venture-backed, high-growth FinTech company focused on increasing economic inclusion and financial resilience. The Senior Forecasting Analytics Manager will be a key member of the Credit Analytics team, responsible for forecasting analytics for credit and fraud losses, and supporting loan servicing operations to drive efficiencies.

Financial ServicesFinTechInternetPersonal Finance

No H1B

U.S. Citizen Only

Responsibilities

Perform loss forecasting for credit cards, credit builder accounts, and other consumer lending product types

Assume ownership of the CECL reserve model and governance processes

Develop and refine forecasting techniques to project delinquency, roll rates, losses and recoveries to drive business planning and tracking

Preparation of regular portfolio review materials for the Credit Committee

Develop and maintain forecasts in support of servicing operations, such as credit bureau dispute volumes, contact activity, etc

Deliver timely analytical support for requests from finance, bank partners, and other external data requests

Conduct deep dives, stress testing, and sensitivity analyses of trends, issues, and business events to assess impact on portfolio performance

Partner with the Credit Strategy teams to explore new approaches, models, and data sources to support innovation in risk strategies

Review and approve monthly credit card revenue reports for reconciliation with bank partners

Participate in collaboration with the data team to design data sources and data structures to enable efficient and high integrity credit risk analytics

Develop vintage curves of activation, utilization, losses, etc. for card unit economics modeling

Qualification

Loss forecastingCredit risk managementCredit analyticsSQLStatistical modelingMachine learningRSASPythonMicrosoft ExcelTableauPower BIDomoWriting skillsPresentation skillsProblem-solving

Required

Bachelor's degree in Engineering, Computer Science, Statistics, Economics, Finance, or similar fields

7+ years experience in banking or consumer lending credit risk management

5+ years experience with credit analytics and/or loss forecasting

Experience using time series analysis, statistical modelling, machine learning, vintage curves, and roll rates to analyze loan performance

Deep familiarity with a range of credit performance metrics used in consumer lending

Highly proficient with analytical tools such as SQL, R, SAS, and Python

Proficiency with Microsoft Excel and/or Google Sheets

Posses a basic understanding of the regulatory environment for consumer lending

Excellent writing, documentation and presentation skills

An innate curiosity about the way things work

Relentless persistence in solving problems

Preferred

Advanced quantitative degree

Experience with the sub-prime consumer segment

Familiarity with business intelligence tools like Tableau, Power BI, Domo, etc

Benefits

Company equity in the form of Stock Options

Performance-based bonuses

Generous employer-paid health, vision and dental insurance coverage

Flexible vacation policy

Educational assistance

Free gym membership

Casual dress code

Team building events and activities

Remote work arrangements/ flexible work schedule

Paid parental leave

Company

Self Financial, Inc.

About Self Financial Self Financial is a credit-building platform that works to increase economic inclusion and financial resilience through easy-to-use products that make building credit accessible.

Founded in 2015

Austin, Texas, USA

201-500 employees