Farm Credit Bank of Texas · 1 month ago
Analyst – Credit Operations & Services
Austin, TX, United States
Full-time
Hybrid
Entry, Mid Level
2+ years expFarm Credit Bank of Texas is a wholesale bank that has been financing agriculture and rural America for over 100 years. The Analyst – Credit Operations & Services will monitor and coordinate the flow of information related to participation loans, ensuring compliance and accuracy in documentation while supporting a collaborative team environment.
AgricultureBankingCrowdfundingFinance
Responsibilities
Collect and organize post-close loan documents for review, analysis and interpretation to input pertinent compliance, covenants or financial ration data into the data tracking system and make determinations on sufficiency when received to confirm regulatory compliance
Reviews loan agreements, credit documents, and amendments to identify and extract covenant and compliance requirements, ensuring accurate updates to covenant tracking systems to reflect current obligations and risk indicators and store in Client files for regulatory and audit requirements. Uses sound judgment to assess covenants and risk indicators and determine when further review or escalation is warranted
Monitors Shared Sites and the Compliance Inbox to review incoming legal and compliance-related documents, ensuring timely tracking and verification of adherence to covenants, legal agreements, and annual review requirements. Use independent judgment to ascertain if documents meet Credit and Compliance requirements
Responsible for identifying and communicating deficiencies, due and overdue items—including failed financial ratios—to Credit and Lending Officers, and exercising discretion to escalate issues when appropriate, along with recommended actions
Reviews loan records for compliance to ensure that all information and documents are received. Identifies overdue items and exercises judgment in determining appropriate follow-up actions or escalation
Creates, reviews and distributes compliance reports weekly, monthly and as requested. Research and requests items from, Credit Office or Lending Officer to clear overdue items
Distribute legal documents to sub-participants in a timely fashion. Create and manage portals for Associates where FCBT is lead and update relevant legal and credit documents on to site for proper dissemination
Support team members to collect and organize loan closing information for review and analysis to input pertinent loan data into a Loan Deal Sheet. Examine the loan deal sheet for accuracy and completeness
Assists in the electronic documentation delivery process for internal and external audits
Prepare documents and correspondence for reports as required
Reviews credit desk analysis forms for upcoming legal amendments, and waiver notifications
Completes special projects as assigned. Including testing new Systems of work or requesting enhancements or propose changes to procedures to better align with Business needs and compliance monitoring requirements
Qualification
Required
Bachelor's degree in business, Finance or a related field
two (2) years to (3) years of relevant work experience, preferably in credit administration and loan transaction processing
Knowledge of various types of credit offerings and the procedures required for administration of related loans
Knowledge of loan administration practices, including legal document review, credit monitoring and related documentation
General knowledge of accounting/financial systems
Professional and courteous oral and written communication
Problem solving skills and proficiency in organizing and prioritizing work
Intermediate skill level in Microsoft Office applications
Ability to communicate effectively, handle multiple concurrent tasks and learn new applications quickly
Sound understanding of credit and legal terminology
Ability to work well under pressure
Preferred
Experience in credit monitoring
Proven ability to critically analyze documents
Experience in following internal controls
Benefits
Flexible health-and-wellness benefits, including medical insurance, prescription drug coverage, dental insurance, vision care, flexible spending accounts, and more.
401(k) plan that includes immediate vesting of a generous employer match and additional employer contribution
Long-term disability and life insurance
Vacation leave, sick leave, and paid holidays
Fertility benefit and parental leave plan
Up to two days per year to volunteer in local community organizations, services, or events
Ongoing professional-development opportunities
Generous tuition-reimbursement program
Physical fitness incentive plan
Employer matching gifts program
Company
Farm Credit Bank of Texas
Farm Credit Bank of Texas is a banking firm providing financial services to agriculture and rural sector.
201-500 employees
H1B Sponsorship
Farm Credit Bank of Texas has a track record of offering H1B sponsorships. Please note that this does not
guarantee sponsorship for this specific role. Below presents additional info for your
reference. (Data Powered by US Department of Labor)
Distribution of Different Job Fields Receiving Sponsorship
Represents job field similar to this job
Trends of Total Sponsorships
2025 (9)
2024 (5)
2023 (7)
2022 (12)
2021 (3)
2020 (3)
Funding
Current Stage
Growth StageLeadership Team
Amie Pala
CEO
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