The Mutual Group ยท 3 weeks ago
General Adjuster, Property - Remote Opportunity
United States
Full-time
Remote
Senior Level, Lead/Staff
$85K/yr - $115K/yr
10+ years expThe Mutual Group is seeking a Property General Adjuster to manage first party commercial lines claims. The role involves overseeing large loss claims, investigating coverage, and negotiating claim settlements while maintaining effective documentation and communication.
Responsibilities
Investigates coverage, liability and cause of loss on the highest of complex claims, which includes, but is not limited to policy review, interviewing all parties associated with the loss and gathering, evaluating property damages, making coverage recommendations and total value determinations, negotiating claim settlements and analyzing all necessary investigative documentation
When a loss occurs, deploys immediately and coordinates various activities that may include security and temporary services for a house of worship, establishing temporary building and facilities for education facilities, and overseeing the management of extensive building, structure, contents damage and manage loss of Business Income and Extra Expenses to be incurred
Provides accurate assessments and negotiates fair and efficient claims resolutions while managing costs
Settles losses according to the documented damage, the language of the policy of insurance, pertinent regulatory and statutory considerations and within granted authority
Prepares written communication, including but not limited to large loss presentations to senior management, settlement letters, disclaimers of coverage and reservation or rights letters
Maintains effective claim file documentation and diary system
Monitors diary to achieve timely development of file and timely disposition of the claim
Recognizes and pursues recovery opportunities and prepares submissions to Special Investigative Unit (SIU) when indicated
Maintains the appropriate state license(s) as required by state regulations while maintaining continuing educations credits
Directs and supervises vendor resources, including but not limited to building consultants, attorneys, public adjusters, accountants, engineers and other experts as needed and in line with company vision on expense management
Responsible for issue resolution; identifies problems that effect claims process efficiency or effectiveness and recommends changes to mitigate those issues
Performs related duties as required
Qualification
Required
Bachelors Degree preferred
10+ years of Property/Casualty claims experience
Knowledge of computer and software (Claims specific and Office Suite)
Strong communication skills including ability to compose written correspondence and factual reports which are well-organized and concise, utilizing proper English, grammar, punctuation and spelling
Complete continuing education for licensing
CPCU, AIC certifications a plus
Prior large loss handling experience
Negotiates skillfully in difficult situations
Strong organizational and time management skills
Travel is required
Preferred
Experience with Guidewire ClaimCenter
Strong analytical skills and ability to perform work related simple and advanced mathematical problems and calculations
Ability to convey clear, concise information to others, using verbal or other appropriate communication techniques
Ability to draft complex coverage letters and ability to analyze facts and apply and articulate legal concepts in the defense of The Mutual Group, GuideOne and/or its policyholders
Benefits
Competitive base salary plus incentive plans for eligible team members
401(K) retirement plan that includes a company match of up to 6% of your eligible salary
Free basic life and AD&D, long-term disability and short-term disability insurance
Medical, dental and vision plans to meet your unique healthcare needs
Wellness incentives
Generous time off program that includes personal, holiday and volunteer paid time off
Flexible work schedules and hybrid/remote options for eligible positions
Educational assistance
Company
The Mutual Group
The Mutual Group is an innovative insurance services platform providing a comprehensive suite of solutions designed to enhance the operational efficiency, scalability and long-term success of mutual insurance carriers.
201-500 employees
Funding
Current Stage
Growth StageCompany data provided by crunchbase