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Finix · 2 days ago

Underwriting Analyst

United States

Full-time

Remote

Mid Level

$75K/yr - $125K/yr

3+ years exp

Finix is a full-stack acquirer processor that empowers businesses with modern payment solutions. The Underwriting Analyst will manage underwriting for high-risk verticals and work cross-functionally to support compliance and risk functions, ensuring adherence to regulatory requirements and onboarding high-risk merchants.

FinanceFinancial ServicesFinTechPayments

Responsibilities

Create and own the Enhanced Due Diligence of high-risk clients and industries including building out an Enhanced Due Diligence Program for high-risk verticals including debt collection, accounts receivable management, marketplace, digital wallets, subscription services, Nutraceuticals and others as needed

Partner with Account Management within high-risk verticals to determine if we can onboard clients within these verticals while adhering to vertical EDD and AML program requirements

Seek and clarify compliance requirements from sponsor banks and card brands, reviewing these with POPs and Compliance

Once EDD programs are solidified, work with Sales and communicate requirements to potential customers

Work closely with Underwriting, Compliance, and Legal on any potential customer onboarding

Qualification

Enhanced Due DiligenceRegulatory compliancePayments experienceCustomer-facing experienceCross-functional collaborationAnalytical skillsOrganizational skillsCommunication skills