Credit Union of Southern California · 2 months ago
Senior Vice President of Lending
Anaheim, CA
Full-time
Onsite
Director/Executive
$256K/yr - $316K/yr
15+ years expCredit Union of Southern California is one of the fastest growing credit unions, and they are seeking a Senior Vice President of Lending to provide strategic direction and oversight of all lending functions. The role involves developing an enterprise-wide lending strategy to optimize portfolio performance and ensure profitability while fostering a culture of innovation and operational excellence.
BankingFinancial ServicesNon Profit
Responsibilities
Serves as a key member of the Executive Leadership Team, contributing to long-term strategic planning, organizational development, and enterprise risk management
Defines and executes the credit union’s lending strategy across all portfolios to achieve sustainable growth, competitive positioning, and profitability
Partners with the COO on lending and balance sheet strategy, presenting portfolio performance, trends, and strategic recommendations
Oversees the development of annual departmental goals, budgets, and key performance indicators aligned with the credit union’s strategic plan
Collaborates closely with the SVP of Retail Operations to ensure a comprehensive understanding of lending processes within the branches and call center
Provides executive oversight of all loan portfolios — consumer, mortgage, commercial ensuring sound asset quality and balanced risk exposure
Leads development of pricing, rate, and fee recommendations, ensuring product competitiveness, profitability, and alignment with loan-to-share and income targets
Analyzes market trends, member needs, and competitor data to recommend new lending products, pricing adjustments, or channel innovations
Oversees and collaborates with Zest AI and other analytics partners to strengthen credit decisioning, automate underwriting, and improve risk segmentation
Champions data-driven culture, using analytics to evaluate loan performance, delinquency trends, member behavior, and ROI of new initiatives
Partners with Marketing and Member Experience teams to develop and execute integrated lending campaigns that drive member engagement and portfolio growth
Provides executive direction on cross-sell strategies, promotional offers, and digital lending initiatives to expand member adoption and deepen relationships
Evaluates campaign performance, conversion metrics, and channel effectiveness to inform future strategy and resource allocation
Directs all lending and collection operations to ensure efficiency, scalability, and adherence to established policies and regulatory requirements
Promotes operational improvements, including automation, centralization, and workflow optimization to reduce turnaround times and enhance member experience
Oversees administration of credit protection programs (GAP, Debt Protection, MBI, etc.) and ensures proper management of repossessions, extensions, and charge-offs
Maintains strong compliance culture across lending and collections, ensuring adherence to federal and state regulations (e.g., NCUA, CFPB, ECOA, FCRA, RESPA)
Leads and develops a high-performing leadership team overseeing lending, underwriting, and collections
Promotes accountability, professional development, and succession planning across all lending functions
Fosters a culture of innovation, collaboration, and member-centric service
Provides regular performance reporting to the COO on portfolio health, delinquency trends, strategic progress, and market position
Recommends policy changes, credit risk tolerance, and strategic initiatives based on analytics and economic conditions
Complete understanding and active application the C.A.R.E. 4 Guide expectations and the Brand Communications Standards Accountability Philosophy
Must be able and available to work a “hybrid” schedule, per business operations requirement, as needed
Additional duties and responsibilities, as assigned
Qualification
Required
Bachelor's degree in Business, Finance, or related field OR high school diploma/GED with equivalent professional experience and relevant industry training or certifications may also be considered
15+ years of lending management experience
Broad and complete knowledge of consumer credit, including all laws and regulations related to lending
Working knowledge of all laws and regulations governing residential and consumer lending (e.g., Reg Z, Reg B, FCRA, etc.)
Thorough working knowledge and experience in all phases of collections, including repossessions, bankruptcy, fraud cases, skip tracing, foreclosure, and truth-in-lending requirements
Detailed knowledge of federal Fair Debt Collection Act and state collection laws
Proficient in all applicable MS Office programs (i.e., Word, Excel, Outlook, Teams, etc.)
Effective skills in dealing with supervisory agencies and affiliated associations
Effective oral and written communication skills to interact with employees, Members and officials with tact, poise and diplomacy
Effective managerial training and leadership skills
Ability to audit production of collection departments and outside collection agencies
Preferred
Master's degree in business/finance or related field
7+ years of collections experience
Benefits
Competitive pay
Great health benefits
Company
Credit Union of Southern California
Credit Union of Southern California is a banking and finance service provider company.
201-500 employees
Funding
Current Stage
Growth StageLeadership Team
Sevan Yakinian
Chief Technology Officer
Katsu Durst, CPA
Chief Financial Officer
Recent News
2025-10-15
PR Newswire
2025-10-09
Company data provided by crunchbase