RBC · 1 week ago
Associate, U.S. Capital Markets Financial Crimes Advisory
Jersey City, NJ
Full-time
Onsite
Entry Level
$80K/yr - $135K/yr
1+ years expRBC is seeking a Financial Crimes Advisor to join its U.S. Capital Markets Financial Crimes Advisory team. This role involves supporting the team in day-to-day operations, conducting risk-based reviews of clients, and contributing to Financial Crimes policy enhancements.
BankingFinancial ServicesWealth Management
Responsibilities
Support the U.S. Financial Crimes Program, including RBC Capital Markets, LLC, 3WFC Branch, RBC Real Estate Capital Corp, RBC CMA LTD and other U.S. entities. This includes Capital Markets and a Cross Border Business that provides check and ACH clearing for RBC Affiliates
Cross-train across multiple Financial Crimes advisory disciplines and provide compliant, risk-aligned guidance as business needs evolve
Coordinate the ongoing implementation and refinement of customer profiles under the Customer Due Diligence rule, Section 312, 313(a), and 319(b) (Foreign Financial Institutions) to comply with internal procedures, satisfy regulatory requirements and ensure adequate enhanced due diligence of high risk customers
Support the team in its FC oversight of the RBCCM Customer Due Diligence and Enhanced Due Diligence programs, including the review of high-risk customer information and documentation
Complete reviews based on escalations for negative news, high risk factors, sanctions and clarification on regulatory requirements
Assess and respond to information-sharing requests including 314(a), 314(b), and supporting documentation inquiries, ensuring timely and compliant handling
Review regulatory and law enforcement requests to determine whether escalation to the Financial Intelligence Unit for further investigation is warranted
Support the oversight of US-based Financial Intelligence Unit investigations, SAR reporting, and risk-based recommendations regarding relationship terminations
Contribute to ongoing production of biweekly, monthly, and quarterly financial crime metrics and enterprise risk assessment reports to support governance and oversight functions
Assist in the development, enhancement, and testing of Financial Crimes policies, procedures, and controls
Provide effective challenge and recommend solutions
Perform gap analysis between internal controls and regulatory requirements
Act as a subject matter expert on U.S. AML/ Financial Crimes and sanctions risks specific to Capital Markets products and entities
Collaborate with Global Financial Crimes teams to ensure consistency and share best practices
Assist in developing and delivering targeted Financial Crimes training programs on emerging risks and regulatory changes
Maintain training records and support knowledge-sharing initiatives across the Financial Crimes team
Stay current with evolving AML, Sanctions, and ABAC regulations, guidance, and industry trends
Qualification
Required
Bachelor's degree
1-3 years of experience in AML, financial crimes compliance, or related field within Capital Markets or Banking
Knowledge of U.S. Financial Crimes laws and regulations, including BSA, USA PATRIOT Act, FinCEN guidance, and OFAC requirements
Experience conducting risk based reviews
Excellent analytical, writing, and problem-solving skills
Strong interpersonal skills with the ability to collaborate across teams and functions
Strong organizational and time management capabilities
Deadline-driven and results-oriented; able to meet consistently high-quality standards while handling a variety of tasks and deadlines simultaneously
Strong ability to operate independently and proactively build subject-matter knowledge through review of policies, procedures, and historical materials
Preferred
Certified Anti-Money Laundering Specialist (CAMS) designation (or willingness to attain)
Understanding of relevant emerging risks a plus (e.g. cryptocurrency)
Benefits
A comprehensive Total Rewards Program including bonuses and flexible benefits, competitive compensation, commissions, and stock where applicable
401(k) program with company-matching contributions
Health, dental, vision, life and disability insurance
Paid time-off plan
Company
RBC
Royal Bank of Canada is a global financial institution with a purpose-driven, principles-led approach to delivering leading performance.
10001+ employees
H1B Sponsorship
RBC has a track record of offering H1B sponsorships. Please note that this does not
guarantee sponsorship for this specific role. Below presents additional info for your
reference. (Data Powered by US Department of Labor)
Distribution of Different Job Fields Receiving Sponsorship
Represents job field similar to this job
Trends of Total Sponsorships
2025 (29)
2024 (17)
2023 (3)
2022 (4)
2021 (1)
2020 (2)
Funding
Current Stage
Public CompanyTotal Funding
$16.3B2025-10-30Post Ipo Debt· $5B
2025-09-15Post Ipo Debt· $1.35B
2025-07-10Post Ipo Debt· $177.74M
Leadership Team
Graeme Hepworth
Chief Risk Officer
Kelly Bradley
Chief Human Resources Officer
Recent News
2026-01-22
Qatar Tribune
2026-01-21
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