Scotiabank · 22 hours ago
Senior Analyst, Credit Risk - Corporates - U.S. Risk Management
New York, NY
Full-time
Onsite
Mid, Senior Level
$117K/yr - $225K/yr
4+ years expScotiabank is a leading Canadian Capital Markets and Investment Banking business with a strong U.S. presence. The Senior Analyst, Credit Risk role involves managing a portfolio of corporate borrowers, performing financial and credit risk analysis, and ensuring compliance with banking policies while fostering client relationships.
BankingFinanceFinancial Services
Responsibilities
Manage a portfolio of individual credits across multiple corporate industries including real estate, data centers, retail, hospitality, gaming, and others as needed
Product coverage is broad and will include loans, loan products, derivatives, commodities, trade finance and other banking products
Perform in-depth financial and credit risk analysis, review documentation (credit agreements, ISDAs, etc.) provide effective challenge to the 1st line where appropriate, identify risk mitigation opportunities where applicable, and present transactions to senior executives and Senior Credit Committee
Manage multiple competing priorities, which often require tight deadlines
Champion a customer focused culture to deepen client relationships and leverage broader Bank relationships, systems, and knowledge
Assist in preparing information for and responding to questions from regulatory authorities and audit
Ensure that all credit adjudications and daily practices adhere to Bank policies and procedures
Understand and implement the Bank’s risk appetite and risk culture in day-to-day activities and decisions
Coordinate and work with Head Office Global Risk Management, when necessary, in matters related to the presentation of the global view of credit risk related to the portfolios
Participate in special projects within U.S. Credit Risk Management related to broader strategic initiatives and the development of portfolio management and reporting capabilities
Mentor and help develop colleagues at the Manager/Analyst level
Champion a client focused culture by developing productive relationships and high level of collaboration with Corporate Banking Origination & Underwriting/Execution teams to support Scotiabank’s growth strategy and deepen client and industry knowledge
Leverage client and industry knowledge to inform and educate daily credit risk management decisions within the Bank’s risk appetite and culture across all day-to-day activities and decisions
When necessary, work with US Credit Risk Governance and Reporting team to design and develop data quality tools and validation processes
Qualification
Required
Minimum a Bachelor's degree in a related discipline
4-7 years of experience in financial and credit risk analysis; experience in/knowledge of data center financing or related infrastructure/project finance experience is an asset
Understanding of the lending policies, procedures and practices
Familiarity with credit documentation issues
Understanding of credit risk, and the structures and protections required for the exercise of credit analysis, including knowledge of corporate lending products and documentation
Knowledge of financial projections and sensitivities
Experience or knowledge of internal credit assessments and portfolio strategy discussions
Strong communication skills, both written and oral
Proactive decision-maker must have the ability to provide and defend a viewpoint based on knowledge of the client and understanding of Scotiabank's risk appetite
Team player, but has the ability to work independently as needed and as priorities change
Highly organized with an ability to work in a fast-paced, multi-stakeholder environment and manage multiple competing priorities
Ability to creatively solve problems, motivate others, and implement new solutions
Preferred
Master's degree, recognized professional designation in a specialized area of finance or business, or equivalent, is an asset
Experience in financing data centers (corporate/cash flow lending, project finance and other development structures) and/or substantial knowledge of the industry, its major participants, technological underpinnings and current trends would be considered assets
Experience in Leveraged Finance and non-investment grade lending, and familiarity with those transaction structures and supporting financial models would also be strongly considered
Benefits
Flexible benefit programs
Company
Scotiabank
Scotiabank is a banking firm that provides banking and financial services.
10001+ employees
H1B Sponsorship
Scotiabank has a track record of offering H1B sponsorships. Please note that this does not
guarantee sponsorship for this specific role. Below presents additional info for your
reference. (Data Powered by US Department of Labor)
Distribution of Different Job Fields Receiving Sponsorship
Represents job field similar to this job
Trends of Total Sponsorships
2025 (52)
2024 (55)
2023 (29)
2022 (38)
2021 (38)
2020 (15)
Funding
Current Stage
Public CompanyTotal Funding
$1.07B2024-04-17Post Ipo Debt· $1.07B
1972-03-01IPO
Leadership Team
Jabar Singh
President & CEO Scotiabank Colpatria (Colombia) & Head Central America & Caribbean
L.Scott Thomson
President and CEO
Recent News
Canada NewsWire
2025-12-24
Company data provided by crunchbase